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Rent to Own Stores in Kokomo, Indiana

4 stores across 7 categories

Kokomo, IN has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Buddy's Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 4 rent-to-own stores in Kokomo

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Kokomo, IN

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Buddy's Home Furnishings 4.9 89 reviews 3714 S Reed Rd (765) 553-6327 Visit Website
Rent-A-Center 4.0 54 reviews 2901 S Washington St (765) 453-1408 Visit Website
Rent-A-Center 3.9 78 reviews 2110 E Markland Ave (765) 459-5111 Visit Website
Aaron's 3.8 82 reviews 525 S Reed Rd (765) 236-0296 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Kokomo.

Fast, friendly service. Paid attention to what we were looking for and directed us to the product that would work the best to fit our needs .

Carolyn Long
Buddy's Home Furnishings

We had drew as our sales person. He was fantastic answered all our questions and even worked with us on letting us pay our first payment Friday instead of today when we typed up our contract ! 10:10 recommend

Mackenzie Freshour
Buddy's Home Furnishings

Buddy’s is great! I’m renting a washer & dryer for a good price. Delivery was smooth and quick. They hooked up everything for me, were very professional, and friendly. Any time I call to make a payment, or if I have questions, or need anything from them they are always friendly! They go above and beyond to help and provide excellent customer service!! I highly recommend!!!

B R
Buddy's Home Furnishings

I went in on a Friday morning inquiring about a push mower, they didn’t have one unfortunately but they sure did the next morning. They got me all taken care of with a brand new push mower. Now I can compete with the neighborhood dads to have the nicest lawn. Thanks Buddy’s!

Alexander Jones
Buddy's Home Furnishings

Very helpful salesperson. very professional manner and lots of enthusiasm. My sales person was excited to serve me and my granddaughter. Thanks for the good service.

Connie Johnson
Buddy's Home Furnishings

My central air unit went out and I called to rent a window air conditioner. I had one within the hour and at an affordable price. The men were all very professional.

Angelique Edwards
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Kokomo will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Indiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Kokomo

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Kokomo.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Indiana: what the law gives you

Indiana has a specific rent-to-own statute (Indiana Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Rent-to-own in Kokomo, answered

Kokomo, IN has 4 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Buddy's Home Furnishings, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Kokomo do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Kokomo offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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