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Rent to own stores in Peru, Indiana

2 rent-to-own stores serve Peru, IN, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 3 companies in the Rochester area serve Peru

Stores

The 2 rent-to-own stores in Peru, IN

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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2 stores shown · sorted by relevance

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Kokomo Frankfort Logansport Indianapolis Elkhart

Compare 2 rent-to-own stores in Peru

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Peru, IN

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
American Rental 4.9 212 reviews 15 Broadway Plaza (765) 327-2282 Website: American Rental, 15 Broadway Plaza
Rent-A-Center 4.4 71 reviews 7 Broadway Plaza (765) 472-4371 Website: Rent-A-Center, 7 Broadway Plaza

What customers are saying

Recent reviews from rent-to-own stores in Peru.

Everyone was so kind and helpful. Really good people. Am excited to get my fireplace. Prices better than other rental places.

Vickie Oglageo
American Rental

Shoutout to American Rental for making the process smooth and stress-free. We went in looking for a couch and a computer, and everything was quick, easy, and honestly priced way better than expected. The customer service was amazing from start to finish. If you’ve been thinking about checking them out, definitely do it. Great experience all around.

Alexander Jones
American Rental

they are always fast to deliver. I've got many things from them and never had any problems. the quality is great. shout out to my last 2 delivery guys they did an amazing job even with the extra work they had to do they still were laughing and did all the work in good time. thanks to everyone there.!

Cassie Causey
American Rental

I absolutely am so thankful and greatful for American rental and the guys who work for them!! I went in to get a couple of things for my new move and not only did they get me what I wanted but they got me brand new and even better than I wanted!!! They delivered to me when they said they would and the delivery guys were very efficient and great!!! Please look into these guys when wanting to get items!!! You won’t be disappointed in your product or price!!!!!

Krystal Campbell
American Rental

Chelsea "You Rock"!!! as always and you know what you're doing working with the public, girl you are always pleasant to talk to and shout out to the guys that work here also, you guys are awesome. My computer broke so I needed one right away and brought it home the same day. Yeah I had to have that rug for my bedroom it's beautiful. I bought my leather furniture here 2 years old and of course it's paid off but it's high quality furniture. So after I paid off my furniture I decided to upgrade my washer and dryer and I love them the guys were great hooking them up. Have a wonderful day.

StarSeed
American Rental

The people there was awesome in helping me with what I needed and in a short amount of time. I wouldn't take my business anywhere else!! The staff is amazing!!

Jackie Bowman
Rent-A-Center
Reviews from Google
Peru, IN

What renting to own in Peru looks like

2 rent-to-own stores serve Peru, IN, from 2 companies.

Stores here include American Rental (15 Broadway Plaza), Rent-A-Center (7 Broadway Plaza).

Indiana regulates rent-to-own under Indiana Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Peru will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Indiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Peru

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Peru.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Indiana law

What Indiana law gives you before you sign

Indiana regulates rent-to-own under Indiana Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Indiana Rental-Purchase Agreement Act Ind. Code §§ 24-7-1-1 to 24-7-9-3
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, a statement that the consumer does not acquire ownership until al...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.

Nearby cities

Kokomo (4) Frankfort (2) Logansport (2) Indianapolis (17) Elkhart (5) Evansville (5) Fort Wayne (5) Columbus (4)
All rent-to-own stores in Indiana

Categories in Peru

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2) Tires & Wheels(1)

Counts are the stores in Peru carrying that category. A category no Peru store carries is not listed.

Renting to own in Peru, answered

There are 2 rent-to-own stores in Peru, IN, from 2 companies: American Rental, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Peru do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Peru offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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