960 W Main St
Peru, IN 46970
Rent to Own Stores in Peru, IN
Peru, IN has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include American Rental, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.
2
RTO Stores
2
Companies
4.7 ★
Avg Rating
271
Reviews
Compare 2 rent-to-own stores in Peru
See ratings, products, and contact info side by side.
Companies
7 Broadway Plaza
Peru, IN 46970
furniture
appliances
electronics
computers
mattresses
+4 more
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Compare Rent-to-Own Stores in Peru, IN
Side-by-side comparison to help you choose the right store for your needs.
| Store | Rating | Location | Phone | |
|---|---|---|---|---|
| American Rental | 4.9 200 reviews | 960 W Main St | (765) 327-2282 | Visit Website |
| Rent-A-Center | 4.4 71 reviews | 7 Broadway Plaza | (765) 472-4371 | Visit Website |
What Customers Are Saying
Recent reviews from rent-to-own stores in Peru.
they are always fast to deliver. I've got many things from them and never had any problems. the quality is great. shout out to my last 2 delivery guys they did an amazing job even with the extra work they had to do they still were laughing and did all the work in good time. thanks to everyone there.!
Cassie Causey
Everyone was so kind and helpful. Really good people. Am excited to get my fireplace. Prices better than other rental places.
Vickie Oglageo
Chelsea "You Rock"!!! as always and you know what you're doing working with the public, girl you are always pleasant to talk to and shout out to the guys that work here also, you guys are awesome. My computer broke so I needed one right away and brought it home the same day. Yeah I had to have that rug for my bedroom it's beautiful. I bought my leather furniture here 2 years old and of course it's paid off but it's high quality furniture. So after I paid off my furniture I decided to upgrade my washer and dryer and I love them the guys were great hooking them up. Have a wonderful day.
StarSeed
I absolutely am so thankful and greatful for American rental and the guys who work for them!! I went in to get a couple of things for my new move and not only did they get me what I wanted but they got me brand new and even better than I wanted!!! They delivered to me when they said they would and the delivery guys were very efficient and great!!! Please look into these guys when wanting to get items!!! You won’t be disappointed in your product or price!!!!!
Krystal Campbell
Friendly! Always on time and careful with each product. Shows their professionalism. Thankful for the team at the peru Indiana store! GO CHECK EM OUT! 😊 10/10 highly recommended.
Brooke Vaughn
The people there was awesome in helping me with what I needed and in a short amount of time. I wouldn't take my business anywhere else!! The staff is amazing!!
Jackie Bowman
Reviews from Google
What to Bring When Visiting a Rent-to-Own Store
Most stores in Peru will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
No credit check required at most stores.
Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Indiana, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.
Shopping for Rent-to-Own in Peru
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Peru.
Compare Stores Side by Side
Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.
Ask About Early Purchase Options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check Store Hours Before You Go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read Reviews from Other Customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate Your Total Cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know Your Rights
Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Data Accuracy Notice
Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.
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Frequently Asked Questions About Rent-to-Own in Peru
Peru, IN has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: American Rental and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Peru do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Peru offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.