RO
Last checked 1 week ago
Rent to Own Stores in Mattoon, Illinois
2 stores across 7 categories
Mattoon, IL has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent One, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IL (Source: State Legislature). Early purchase rights: Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Mattoon at a glance
2
RTO Stores
2
Companies
4.5 ★
Avg Rating
313
Reviews
Brands here
Rent One
Rent-A-Center
Sort
Companies
Furniture
Appliances
Electronics
Computers
Mattresses
+2 more
Last checked 1 month ago
Get an alert when Mattoon stores or prices change
Never shared with stores. Unsubscribe anytime.
On its way. Check your inbox.
No stores match those filters.
Try clearing the company filter.
Companies
Compare 2 rent-to-own stores in Mattoon
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Mattoon, IL
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent One | 4.7 220 reviews | 501 Lake Land Blvd | (217) 234-6333 | Visit Website |
| Rent-A-Center | 4.2 93 reviews | 301 Lake Land Blvd | (217) 235-2141 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Mattoon.
The new store manager, Matt, and the delivery man were amazing at getting my account corrected, and getting me my furniture and appliances in proper a manner! If I ever need anything more this is the store. Very friendly, cooperative and nice group they have. I would say order online rather in store, but with the past manager no longer working there, that issue should have been resolved!?🙏thank you for all the help and understanding!! My bed is super comfortable, my couch is as well, and my washer and dryer is amazing! They have other stuff in store that looks very nice! A great place to get what you need at a decent price. Paying weekly is way easier also than monthly(yes, you can make payments through the month for monthly, or just pay weekly and if you have to pay ahead one week, then that eliminates that next week.) It works both ways! All in all a great place to get furniture and appliances at a good price! The interest rate is horrible. Getting a new appliance/couch/beds/et. At what it basically cost for out of pocket.) Again thank you all so much for all of your help!!!
Mal
My nephew, and I Went to the store to speak to Matt the manager. It was late in the afternoon, and he was very Polite, professional, and kind. He helped us with our questions and was very sympathetic at the loss of my sister. I highly recommend anyone interested in buying furniture to speak with him. He made our experience so easy and his customer service was impeccable. Thank you, Matt! Thank you rent one for having staff such as Matt on your team.
Br Post
Just amazing staff amazing furniture! YOU GUYS ROCK! From the Manager Brandon to the movers!!! The Assistant Manager Matt has always been an amazing person! So helpful and always my go to guy!! He has been there for my family and I and the best salesman ever! Thank you so much for all you do!
Margaret Harris
Just amazing staff amazing furniture! YOU GUYS ROCK! From the Manager Brandon to the movers!!! The Assistant Manager Matt has always been an amazing person! So helpful and always my go to guy!! He has been there for my family and I and the best salesman ever! Thank you so much for all you do!
Margaret Harris
They got me exactly what I asked for and great service
Nicole Jennings
I stopped in the rent a center in Mattoon IL, on Wednesday the 24th at about 4-4:45pm, Becca helped me get what I needed. She did a PHENOMENAL job making sure I understood everything and helping me get everything situated and good to go! She made sure I understood the total agreement and there was another gentleman picking some things up he was super nice as well! Such a great attitude! Make sure to get with Becca for all of your needs! She will get you situated just right and get you something you really want! Thank you Becca!!
Paige Fleshner
Reviews from Google
What to bring when visiting a rent-to-own store
Most stores in Mattoon will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Illinois, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Mattoon
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Mattoon.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Illinois has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Illinois: what the law gives you
Illinois has a specific rent-to-own statute (Illinois Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Shop by category in Mattoon
Rent-to-own in nearby cities
All rent-to-own stores in IllinoisRent-to-own in Mattoon, answered
Mattoon, IL has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Rent One and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Mattoon do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Mattoon offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Illinois requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Illinois regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Illinois are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
Looking somewhere else?
Search another city or zip code to compare rent-to-own stores near you.