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Rent to own stores in Mattoon, Illinois

2 rent-to-own stores serve Mattoon, IL, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Mattoon, IL

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Compare 2 rent-to-own stores in Mattoon

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Mattoon, IL

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent One 4.7 220 reviews 501 Lake Land Blvd (217) 234-6333 Website: Rent One, 501 Lake Land Blvd
Rent-A-Center 4.1 95 reviews 301 Lake Land Blvd (217) 235-2141 Website: Rent-A-Center, 301 Lake Land Blvd

What customers are saying

Recent reviews from rent-to-own stores in Mattoon.

The new store manager, Matt, and the delivery man were amazing at getting my account corrected, and getting me my furniture and appliances in proper a manner! If I ever need anything more this is the store. Very friendly, cooperative and nice group they have. I would say order online rather in store, but with the past manager no longer working there, that issue should have been resolved!?🙏thank you for all the help and understanding!! My bed is super comfortable, my couch is as well, and my washer and dryer is amazing! They have other stuff in store that looks very nice! A great place to get what you need at a decent price. Paying weekly is way easier also than monthly(yes, you can make payments through the month for monthly, or just pay weekly and if you have to pay ahead one week, then that eliminates that next week.) It works both ways! All in all a great place to get furniture and appliances at a good price! The interest rate is horrible. Getting a new appliance/couch/beds/et. At what it basically cost for out of pocket.) Again thank you all so much for all of your help!!!

Mal
Rent One

Best renting place ever! They communicate great. When I go in to pay my bill everyone has greay customer service especially matt the manager. Ive gotten 2 livingroom sets and a kitchen table. Waiting to pay off so I can get something else 🙂

Haylee Polk
Rent One

My nephew, and I Went to the store to speak to Matt the manager. It was late in the afternoon, and he was very Polite, professional, and kind. He helped us with our questions and was very sympathetic at the loss of my sister. I highly recommend anyone interested in buying furniture to speak with him. He made our experience so easy and his customer service was impeccable. Thank you, Matt! Thank you rent one for having staff such as Matt on your team.

Br Post
Rent One

Just amazing staff amazing furniture! YOU GUYS ROCK! From the Manager Brandon to the movers!!! The Assistant Manager Matt has always been an amazing person! So helpful and always my go to guy!! He has been there for my family and I and the best salesman ever! Thank you so much for all you do!

Margaret Harris
Rent One

Just amazing staff amazing furniture! YOU GUYS ROCK! From the Manager Brandon to the movers!!! The Assistant Manager Matt has always been an amazing person! So helpful and always my go to guy!! He has been there for my family and I and the best salesman ever! Thank you so much for all you do!

Margaret Harris
Rent One

I stopped in the rent a center in Mattoon IL, on Wednesday the 24th at about 4-4:45pm, Becca helped me get what I needed. She did a PHENOMENAL job making sure I understood everything and helping me get everything situated and good to go! She made sure I understood the total agreement and there was another gentleman picking some things up he was super nice as well! Such a great attitude! Make sure to get with Becca for all of your needs! She will get you situated just right and get you something you really want! Thank you Becca!!

Paige Fleshner
Rent-A-Center
Reviews from Google
Mattoon, IL

What renting to own in Mattoon looks like

2 rent-to-own stores serve Mattoon, IL, from 2 companies.

Stores here include Rent One (501 Lake Land Blvd), Rent-A-Center (301 Lake Land Blvd).

Illinois regulates rent-to-own under Illinois Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Mattoon will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Illinois, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Mattoon

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Mattoon.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Illinois has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Illinois law

What Illinois law gives you before you sign

Illinois regulates rent-to-own under Illinois Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Illinois Rental-Purchase Agreement Act 815 ILCS 175/1 to 175/35
Disclosure requirements Must disclose total number and amount of periodic payments, total cost, cash price, description of property, early purchase option, and rein...
Early buyout rights Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Chicago (5) Springfield (5) Decatur (4) Belleville (3) Bloomington (3) Granite City (3) Jacksonville (3) Litchfield (3)
All rent-to-own stores in Illinois

Categories in Mattoon

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(2) Gaming(2) Tires & Wheels(1)

Counts are the stores in Mattoon carrying that category. A category no Mattoon store carries is not listed.

Renting to own in Mattoon, answered

There are 2 rent-to-own stores in Mattoon, IL, from 2 companies: Rent One, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Mattoon do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Mattoon offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Illinois requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Illinois regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Illinois are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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