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Rent to Own Stores in Jerseyville, Illinois
1 store
Jerseyville, IL has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent One. Rent-to-own transactions are legal and regulated in IL (Source: State Legislature). Early purchase rights: Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Jerseyville at a glance
1
RTO Stores
1
Companies
4.7 ★
Avg Rating
89
Reviews
Brands here
Rent One
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What customers are saying
Recent reviews from rent-to-own stores in Jerseyville.
The entire staff were absolutely first class. From my first contact, Jacob, the on duty mgr and the two young men who made the timely delivery. A very good experience indeed.
Michael Rodriguez
Awesome guys I've been with the company even before when it was national rent to own I'm disabled and on a minimum income and they work with me so I have the things that I need
Terry Frank
ive been with this company for years. Gotten alot from them through the years .i always say im not getting anything else but here iam again getting something .i like it cause they are on top of things when something happens they take care of it fast The store is always nice .The people in it is clear on things even if I forget they bring it back to my remembrance . They are good guys cant do wrong by going to them. I know this is a past comment but I'm adding this im still with these guys some have left and some new has come as for as my older comment it's still the same feels like family. iv been with 1 person that's been there since we started going there since the 80 s Matt Thank you for always being there helping us especially when id get lost with things of not understanding at times you always got me nack.on track God BLESS YOU.Now for all the new guys that I've met They are good guys too haved helped us and listened to us with whatever our need was Keep up the good work thank you for your respect and always there when need you GOD BLESS YOU ALL .
Bambi Moser
Justin and his teammate from Jerseyville Il were AWESOME today, they brought my couch and love seat in and they were very peraonable, respectful and friendly. I have been a client of Justin's for 9 years now and he's always been very respectful and trustworthy and I'll continue to purchase items from this store as long as Justin works for them. MY GRADE FOR THEM IS AN A++++
DANIEL McFarlane
Zack and CJ are freaking awesome and took their time, helping me move the stuff out of the way to bring in a couch that was extremely heavy.Thank you so much.Guys cannot say enough.Good things period collin
Sarah-Colin Moritz
Reviews from Google
What to bring when visiting a rent-to-own store
Most stores in Jerseyville will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Illinois, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Jerseyville
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Jerseyville.
Compare stores side by side
Check the store listing above for ratings, products offered, and contact details before making your visit.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Illinois has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Illinois: what the law gives you
Illinois has a specific rent-to-own statute (Illinois Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Rent-to-own in nearby cities
All rent-to-own stores in IllinoisRent-to-own in Jerseyville, answered
Jerseyville, IL has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Rent One. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Jerseyville do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Jerseyville offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Illinois requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Illinois regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Illinois are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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