Last checked 1 day ago
Rent to Own Stores in Fort Smith, Arkansas
4 stores across 7 categories
Fort Smith, AR has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent One, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in AR (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time during the agreement by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Fort Smith at a glance
4
RTO Stores
3
Companies
4.2 ★
Avg Rating
626
Reviews
Brands here
Aaron's
Rent One
Rent-A-Center
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Companies
2307 S Zero St,
Fort Smith, AR 72901
Furniture
Appliances
Electronics
Computers
Mattresses
+2 more
Last checked 2 weeks ago
Furniture
Appliances
Electronics
Computers
Mattresses
+2 more
Last checked 2 months ago
A
Furniture
Appliances
Electronics
Computers
Mattresses
+1 more
Last checked 1 month ago
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Companies
Compare 4 rent-to-own stores in Fort Smith
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Fort Smith, AR
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent One | 4.5 264 reviews | 2417 N Albert Pike Ave | (479) 434-5960 | Visit Website |
| Rent-A-Center | 4.5 115 reviews | 2307 S Zero St, | (479) 646-9459 | Visit Website |
| Rent-A-Center | 4.2 122 reviews | 2710 Grand Ave | (479) 782-8288 | Visit Website |
| Aaron's | 3.6 125 reviews | 7607 Rogers Ave Ste B | (479) 668-4154 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Fort Smith.
They are very nice and kind... We got our couch in a couple of days and we love it..
Liz Blair
The most easiest and fastest experience I've ever encountered!! Pamela was AMAZING! And Caleb jumped right on in and pieced my couches together, just the way I wanted it!! Me and my family love our new sofa!!! Our house is now an home, thanks to RentOne!!
Amara Shepard
Everyone is kind and had what we needed and fast service and it was the right price for us to fit our budget
Carol Lewis
I the reason for 5 stars, when I pay my items off there’s something nice or really need. I can just rent it and pay off again.
Judy Pope
They are great people friendly and helpful from first phone call to when I went to store to shop. I ended up getting an item and the whole experience was quick and easy. And all employees I came in contact with from store manager to sales were great they were knowledgeable and friendly . I would recommend.the fort Smith location if you want a great experience.
Debbie Weaver
Approval done quickly, great products and process executed in minutes as well as amazing promotions!
Andrea Brisher
Reviews from Google
What to bring when visiting a rent-to-own store
Most stores in Fort Smith will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Arkansas, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Fort Smith
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Fort Smith.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Arkansas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Arkansas: what the law gives you
Arkansas has a specific rent-to-own statute (Arkansas Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Shop by category in Fort Smith
Rent-to-own in nearby cities
All rent-to-own stores in ArkansasRent-to-own in Fort Smith, answered
Fort Smith, AR has 4 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Rent One, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Fort Smith do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Fort Smith offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Arkansas requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Arkansas regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Arkansas are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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