VRTO

Rent to Own Stores in Jonesboro, AR

Jonesboro, AR has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Pay-Less Furniture and Appliances, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in AR (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time during the agreement by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

3 RTO Stores
3 Companies
4.0 ★ Avg Rating
338 Reviews

Compare 3 rent-to-own stores in Jonesboro

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Compare Rent-to-Own Stores in Jonesboro, AR

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Store Rating Location Phone
Pay-Less Furniture and Appliances 4.2 55 reviews 2803 Creek Dr. (870) 932-6800 Visit Website
Rent-A-Center 4.0 115 reviews 1302 S Caraway Rd (870) 935-4555 Visit Website
Aaron's 3.4 98 reviews 2506 E Nettleton Ave (870) 932-8700 Visit Website

Store Hours Today (Monday)

0 stores open now
4 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Jonesboro.

Cynthia was awesome 😎. She was amazing 👍 I gave her a price range and she was able to deliver top of the line items for bottom deal prices😇🤑👍 Dakota the delivery guy and the gentleman with him were excellent ⁉️👍💪 You can't go wrong with these Folks! #cynithiarocks

Stacie Peters
Pay-Less Furniture and Appliances

Great products even better people.

Caroline Pearson
Pay-Less Furniture and Appliances

The drivers were very nice and was very patient with me and they are so awesome

Shaniqua Briscoe
Pay-Less Furniture and Appliances

Best place to get anything you will ever need for your home!! Please come here first because of great deals, and wonderful people. Thank you Pay Less furniture and appliances.

Cory (Cloud)
Pay-Less Furniture and Appliances

Super friendly, very professional, and willing to help you find the right furniture for you!

Carla Williams
Pay-Less Furniture and Appliances

Best customer service. Great prices and never pushes you to purchase. Genuine, friendly, and respectful but still very professional. Such a wonderful crew!

Debra Abshier
Pay-Less Furniture and Appliances
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Jonesboro will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Arkansas, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Jonesboro

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Jonesboro.

Compare Stores Side by Side

Use the comparison table above to see all 3 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Arkansas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

About Rent-to-Own in Jonesboro

Jonesboro has 6 rent-to-own stores, making it northeast Arkansas's leading RTO market. As the home of Arkansas State University, the city sees steady demand from students and young families. Arkansas's Rental-Purchase Agreement Act provides detailed consumer protections and requires stores to offer early purchase options.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Jonesboro

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Frequently Asked Questions About Rent-to-Own in Jonesboro

Jonesboro, AR has 5 rent-to-own stores listed in the VRTO directory, operated by 4 companies: Aaron's, Pay-Less Furniture and Appliances, Rent One, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Jonesboro do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Jonesboro offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Arkansas requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Arkansas regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Arkansas are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.