New: Rent-to-Own Sheds & Portable Buildings β€” 521 dealers, 837 locations

Pay-Less Furniture and Appliances

Closed Β· Opens 9 AM 4.2 (56 reviews) on Google

2803 Creek Dr., Jonesboro, AR 72401

Inside Pay-Less Furniture and Appliances

What you can rent here

Pay-Less Furniture and Appliances is a family-owned, Arkansas-based rent-to-own retailer operating 4 stores across northeastern Arkansas, including two in Jonesboro plus locations in Paragould and Piggott. The stores carry furniture, appliances, electronics, and mattresses on flexible weekly, biweekly, or monthly lease agreements, and like most rent-to-own stores they don't require a traditional credit check. They also advertise free delivery and setup, in-rental repair coverage, and no-fee returns if your situation changes. With a 4.3 rating from 256 Google reviews, they're a well-reviewed local option. Compare Pay-Less Furniture and Appliances on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.
furniture appliances electronics mattresses

How the lease works here

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Not required

Terms are confirmed with the store and can change. Always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Pay-Less Furniture and Appliances offers furniture, appliances, electronics, mattresses on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Pay-Less Furniture and Appliances is located at 2803 Creek Dr., Jonesboro, AR. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Pay-Less Furniture and Appliances, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Pay-Less Furniture and Appliances directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Pay-Less Furniture and Appliances to review its written return and early purchase terms.

You can contact the store directly by calling (870) 932-6800 or visiting in person at 2803 Creek Dr., Jonesboro, AR.

Hours

Monday 9:00 AM – 6:00 PM
Tuesday (Today) 9:00 AM – 6:00 PM
Wednesday 9:00 AM – 6:00 PM
Thursday 9:00 AM – 6:00 PM
Friday 9:00 AM – 6:00 PM
Saturday 9:00 AM – 4:00 PM
Sunday Closed

Location

2803 Creek Dr., Jonesboro, AR 72401

Get directions

Customer reviews

4.2

56 reviews

5
60%
4
0%
3
0%
2
0%
1
40%
Have you visited this store? Write a review on Google
Caroline Pearson

Great products even better people.

Shaniqua Briscoe
Shaniqua Briscoe 2 years ago

The drivers were very nice and was very patient with me and they are so awesome

Shaniqua Briscoe
Shaniqua Briscoe 2 years ago

The drivers were very nice and was very patient with me and they are so awesome

Alice Williams
Alice Williams 4 years ago

I came in to look for some things and I feel as though I was being followed and watched.. I couldn't even look around without this guy being on my heels as though I was going to run out the door with a lamp. I appreciate great customer service but he made it very obvious that he felt like he needed to monitor me and for that, I politely walked out the door and went to a different furniture store. Thanks Ron for your help...πŸ˜πŸ˜‰

Alice Williams
Alice Williams 4 years ago

I came in to look for some things and I feel as though I was being followed and watched.. I couldn't even look around without this guy being on my heels as though I was going to run out the door with a lamp. I appreciate great customer service but he made it very obvious that he felt like he needed to monitor me and for that, I politely walked out the door and went to a different furniture store. Thanks Ron for your help...πŸ˜πŸ˜‰

Whitney Bedwell
Whitney Bedwell 4 years ago

Horrible, rude, scamers! My 1st payment was due on sat...yes,I missed the payment due to my hot water heater busting, had to care for that first....monday morning at 10a.m. they were in my drive to pick up my stuff...I had the payment, they refused to take it...i went to the store only to be surrounded by 3 females that did nothing but roll their eyes and tell me they want their property...also.. I was never told they will pick your stuff up after one day AND I never received a call or text about my payment!

Whitney Bedwell
Whitney Bedwell 4 years ago

Horrible, rude, scamers! My 1st payment was due on sat...yes,I missed the payment due to my hot water heater busting, had to care for that first....monday morning at 10a.m. they were in my drive to pick up my stuff...I had the payment, they refused to take it...i went to the store only to be surrounded by 3 females that did nothing but roll their eyes and tell me they want their property...also.. I was never told they will pick your stuff up after one day AND I never received a call or text about my payment!

Stacie Peters
Stacie Peters 5 years ago

Cynthia was awesome 😎. She was amazing πŸ‘ I gave her a price range and she was able to deliver top of the line items for bottom deal pricesπŸ˜‡πŸ€‘πŸ‘ Dakota the delivery guy and the gentleman with him were excellent β‰οΈπŸ‘πŸ’ͺ You can't go wrong with these Folks! #cynithiarocks

Stacie Peters
Stacie Peters 5 years ago

Cynthia was awesome 😎. She was amazing πŸ‘ I gave her a price range and she was able to deliver top of the line items for bottom deal pricesπŸ˜‡πŸ€‘πŸ‘ Dakota the delivery guy and the gentleman with him were excellent β‰οΈπŸ‘πŸ’ͺ You can't go wrong with these Folks! #cynithiarocks

Eve Speirs
Eve Speirs 6 years ago

Wow!!!! What can I say....I have been using these people for 15 yrs. We have bought close to $60,000 worth of appliances, livingroom, bedroom, diningroom, laundry room, and lawn maintenance items. All have been of high quality merchandise. Will keep using them as long as we are here.

Compare before you sign

See what other stores near Jonesboro charge for the same item.

Compare nearby stores Estimate the total cost

More rent-to-own stores in Jonesboro, AR

Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Pay-Less Furniture and Appliances or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Pay-Less Furniture and Appliances is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.