Last checked 3 weeks ago
Rent to Own Stores in Sparta, Tennessee
1 store across 5 categories
Sparta, TN has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include A+ Rental & Sales. Product categories available: appliances, computers, electronics, furniture, mattresses. Rent-to-own transactions are legal and regulated in TN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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What customers are saying
Recent reviews from rent-to-own stores in Sparta.
This place is well kept, great people and community! We have an amazing landlord Dana and excellent maintenance man Jimmy! Everything here is always so nicely upkept and if there any issues they are fixed immediately! I would definitely recommend reaching out about Dana apartment if you are looking. You cant find better community & hospitality. Also very affordable for how nice they are!
it’s a good, clean and peaceful environment here. everyone is very understanding and friendly, and our needs when it comes to maintenance and everything else are always met !
I love my community at Sparta Apartments, we strive to make this place as comfortable and pleasant as possible. We are working daily to improve Sparta Apartments. We have some of the best tenants, tenants who care about each other but at the same time don’t impose on each other. We’re a very friendly quite community!
My experience is it is CLEAN no bugs, no rats,.. 2 bedroom can't beat that oh and the aparent manager dana is a sweetheart.
Highly recommended great place for comfortable stress free living(maintenance man genuinely cares for his tenants)
What to bring when visiting a rent-to-own store
Most stores in Sparta will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Sparta
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Sparta.
Compare stores side by side
Check the store listing above for ratings, products offered, and contact details before making your visit.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Tennessee: what the law gives you
Tennessee has a specific rent-to-own statute (Tennessee Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Shop by category in Sparta
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All rent-to-own stores in TennesseeRent-to-own in Sparta, answered
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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