VRTO

Rent to Own Stores in Morristown, TN

Morristown, TN has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
3.8 ★ Avg Rating
168 Reviews

Compare 2 rent-to-own stores in Morristown

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Compare Rent-to-Own Stores in Morristown, TN

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 3.9 74 reviews 1611 E Andrew Johnson Hwy (423) 587-9200 Visit Website
Aaron's 3.7 94 reviews 2645 W Andrew Johnson Hwy (423) 581-6825 Visit Website

Store Hours Today (Sunday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Morristown.

They went out of their way to help me get caught up during a tough time. They made me feel comfortable and at ease the whole time which I really appreciated. They really took care of me and knew how to best help. Grateful for these people.

Shane Dean
Rent-A-Center

Always a pleasure to work with them from manager and all they really care about their customers.

Shannon Scott
Rent-A-Center

My daughter needed a washing machine and it was so convenient just to go online pull up the app and start shopping the first one I saw is the one I got. Very nice great price and delivery right away. This makes for a very satisfied customer and Daughter. Thank you so much Rent-A-Center for understanding S. B.

Shirley Baker
Rent-A-Center

I want to take the opportunity to extend a huge "Thank You" to Tim Bell and Rent A Center and the boys who delivered the furniture to the apartment. We were new to town and had no furniture and we stopped in at RAC and they were able to help us out and were able to deliver the furniture the same day. Very courteous, friendly and accommodating. Thank you!

Daisy Clifton
Rent-A-Center

This place is absolutely amazing! Just got my service connected pay and let me tell you Aaron's in Morristown has made my seemingly impossible dreams come true! Every time I call they are so nice! Every time I have a question they always have an answer! They go above and beyond! I was able to secure the gaming console and TV of my dreams and still have available "Leasing Power"! Their online profile for every customer is so perfect! It constantly shows me where I am at with payments and it's really inspiring to see exactly what percentage of my stuff I own! Very fun and user friendly! Every low rating they have is from people who don't pay their stuff on time! Just keep your end of the agreement and this company will take you places! I am proud to say I love Aaron's! Thank you for your amazing service Morristown!

Brandon Ward
Aaron's

I think that Aaron's is a great place to shop. Steve Dotson ,Melissa and the rest of the team are great. Awesome customer service. I give them an A+ rating.I needed a tv and they were wonderful, so gracious and kind I got it the same day. Thank you Aaron's for your service.

Nancy Kyle
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Morristown will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Morristown

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Morristown.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Morristown

appliances in Morristown computers in Morristown electronics in Morristown furniture in Morristown gaming in Morristown jewelry in Morristown mattresses in Morristown smartphones in Morristown tires-wheels in Morristown

Frequently Asked Questions About Rent-to-Own in Morristown

Morristown, TN has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, E-Z Own Sales & Financing, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Morristown do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Morristown offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Tennessee requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Tennessee regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Tennessee are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.