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Rent to Own Stores in Lexington, Tennessee
2 stores across 7 categories
Lexington, TN has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent One, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Lexington at a glance
2
RTO Stores
2
Companies
4.6 ★
Avg Rating
330
Reviews
Brands here
Rent One
Rent-A-Center
Sort
Companies
Furniture
Appliances
Electronics
Computers
Mattresses
+2 more
Last checked 1 week ago
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Companies
Compare 2 rent-to-own stores in Lexington
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Lexington, TN
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent One | 4.6 264 reviews | 405 W Church St | (731) 450-0017 | Visit Website |
| Rent-A-Center | 4.6 66 reviews | 100 W Church St | (731) 968-8800 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Lexington.
Only place I'll ever do rent to own business with the absolute nicest most understanding and reliable crew I've dealt with in my life
Shane Allan
They was very sweet and friendly and on there business gave me what I asked for and didn’t have to wait but one day
Latoya Sparks
I absolutely love doing business with rent one in Lexington very friendly and helpful all of them especially Natalie
Rebecca Talley
You guys have done an awesome job. When we need something, we know we can come to y’all. You will go out of your way to help us in most anyway you can. Even if it means driving a little extra distance to make our needs happen. Thank you we love you guys. Our Lexington, Tennessee store is it of a high five stars.
Daniel Sims
I love Rentone in Lexington Tennessee the people are great they will work with u
Sue Knox
There was a hiccup with the item I had initially had requested but now I’m happier this one came. My 2 delivery workers were respectful, willing to accommodate due to my house being little. Ariel had a image in her mind. Ariel & Alton were the best people that I could have requested. Them 2 have definitely raised the bar for my opinion and ll. RENT A CENTER I’ll stress to others how my experience was so wonderful. I’d recommend over and over & I will!! I just want to shout out t 2 people that made my purchase and the setup perfect. ALTON SPENCER & the brains ARIEL Thank you so much and I think y’all deserve a raise & a promotion! Leigh Hathorn
Leigh
Reviews from Google
What to bring when visiting a rent-to-own store
Most stores in Lexington will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Lexington
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Lexington.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Tennessee: what the law gives you
Tennessee has a specific rent-to-own statute (Tennessee Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Shop by category in Lexington
Rent-to-own in nearby cities
All rent-to-own stores in TennesseeRent-to-own in Lexington, answered
Lexington, TN has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Rent One and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Lexington do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Lexington offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Tennessee requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Tennessee regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Tennessee are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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