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Rent to Own Stores in Humboldt, TN

Humboldt, TN has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Rent One, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.4 ★ Avg Rating
293 Reviews

Compare 2 rent-to-own stores in Humboldt

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Compare Rent-to-Own Stores in Humboldt, TN

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent One 4.7 198 reviews 2419 N Central Ave (731) 784-2707 Visit Website
Rent-A-Center 4.0 95 reviews 2140 N Central Ave (731) 784-9700 Visit Website

What Customers Are Saying

Recent reviews from rent-to-own stores in Humboldt.

Rent one in Humboldt is a good place and the employee are nice and sweet and answer my questions I ask and helps out with the knowledge they know and I like doing business with them

Paul Willis
Rent One

The delivery guys are the best. They are very careful with your stuff. The staff is so nice and very helpful in getting what you want. 👏

Jerrieann Bennett
Rent One

Love their customer service. Straightforward and sooooo helpful! Hate I didn’t get the name of the guy that helped me yesterday over the phone. What a winner for Rent a Center.

Zoe Lea
Rent One

This is my second time coming to rent one the first time years ago they were mean and didn't not care about helping you. They would take your money and pocket it.. Since they got them gone and years later I come back I have nothing but very nice people and I have not had any issues.. Ananda is very sweet and helps and does her job.. Thank you Amanda for everything you do.. Amanda is a super hero at her job.. Wesley is also a amazing worker at Rent One..

Elizabeth Ring
Rent One

This is my second time around with Rent One and they are very nice and kind to help me get and find what I need I most def recommend them if anybody want to rent out anything

Laquasha Pirtle
Rent One

⭐️⭐️⭐️⭐️⭐️ I had an absolutely wonderful experience with the Rent-A-Center location in Humboldt, and I can honestly say this was one of the best customer service experiences I’ve had in a long time. From the moment I walked into the store, I was greeted with kindness, professionalism, and genuine willingness to help. The management team truly stands out. They are knowledgeable, patient, and respectful, and they made sure I understood all of my options without ever making me feel rushed or pressured. You can tell this location is well-managed because the staff works together smoothly and treats customers like they truly matter, not just another sale. What impressed me most was that they had exactly what I was looking for in store. The selection was well organized, clean, and up to date, which made it easy to find the right item for my needs. When I had questions, the staff took the time to explain everything clearly and honestly, which made me feel confident in my decision. The delivery service was outstanding. My items were delivered on time as promised, and the delivery team was polite, efficient, and careful with my home and my furniture. They set everything up properly, made sure it was working perfectly, and didn’t leave until I was completely satisfied. Overall, the Humboldt Rent-A-Center location goes above and beyond in every way—excellent management, friendly and helpful staff, reliable on-time delivery, and great product availability. I highly recommend this location to anyone looking for quality products and top-tier customer service. I will definitely be returning and recommending them to friends and family!

Christy Lewis
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Humboldt will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Humboldt

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Humboldt.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Frequently Asked Questions About Rent-to-Own in Humboldt

Humboldt, TN has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Rent One and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Humboldt do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Humboldt offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Tennessee requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Tennessee regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Tennessee are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.