VRTO

Rent to Own Stores in Cincinnati, OH

Cincinnati, OH has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Rent-A-Center, UHR Lease It. Love It. Own It., UHR Rents. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. With a population of 309,317 and a median household income of $46,413 (Source: US Census Bureau, American Community Survey), Cincinnati represents a moderately served rent-to-own market. Rent-to-own transactions are legal and regulated in OH (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

3 RTO Stores
3 Companies
3.4 ★ Avg Rating
68 Reviews

Compare 3 rent-to-own stores in Cincinnati

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Compare Rent-to-Own Stores in Cincinnati, OH

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
UHR Rents 2.9 14 reviews 7841 Laurel Ave (513) 753-7414 Visit Website
Rent-A-Center 4.3 40 reviews 10968 Hamilton Ave (513) 742-0300 Visit Website
UHR Lease It. Love It. Own It. 2.9 14 reviews 7841 Laurel Ave (513) 528-6929 Visit Website

Store Hours Today (Sunday)

0 stores open now
7 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Cincinnati.

I called them right up and spoke to Gavin for a new iPad for my job. I am a tattoo artist so it is a needed tool. Gavin got everything said and done and drove 2 1/2 hours out of his way to drop it off personally to me under 20 bucks they are extremely awesome and offer the best customer service I’ve had in the entire time I’ve been in the industry

ken hutchinson
UHR Rents

It was great service already but now the new manager Chico and Ms. Toya has stepped this place up to the next level, they really care about you and treat you like family. They Truly go above and beyond to get you quality products at a great price. I truly appreciate them at this Rent-a-center and they work with you and I'm telling you now once you step foot in this store the beautiful quality products, the beautiful energy and the way they go above and beyond to get you what you need and want like your truly Family top's it off. In My opinion and experience with years with Rent-a-center this one is Special and I'm happy to spend my money with them oh, and they are trustworthy because they do really care !! I keep them all in My Prayers they are Awesome and so is there service and quality products.

Erika Foster
Rent-A-Center

This location is the best location Collon is really nice funny and helpful i got my full bedroom set and she help me with big discount because my financial situation and i really love how they keep taking care of their mony cause manny scammers nowadays but i never had no issue with this location, even the delivery dude is so helpful and Collon is really funny person love her !!! Highly recommend this location

Gh D
Rent-A-Center

I absolutely am satisfied all thanks to Pauline the store manager!! She is truly a pleasure to work with and I am so excited about my new furniture!! Thanks again! :)

Dri Hughes
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Cincinnati will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Ohio, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Cincinnati

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Cincinnati.

Compare Stores Side by Side

Use the comparison table above to see all 3 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Ohio has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

About Rent-to-Own in Cincinnati

Find rent-to-own stores in Cincinnati, OH. Compare pricing and options from local stores.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

More Rent-to-Own Stores Near Cincinnati

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Franklin

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Harrison

OH · 1 store

Lebanon

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Middletown

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Milford

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Norwood

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Browse by Category in Cincinnati

appliances in Cincinnati computers in Cincinnati electronics in Cincinnati furniture in Cincinnati gaming in Cincinnati jewelry in Cincinnati mattresses in Cincinnati smartphones in Cincinnati tires-wheels in Cincinnati

Frequently Asked Questions About Rent-to-Own in Cincinnati

Cincinnati, OH has 4 rent-to-own stores listed in the VRTO directory, operated by 4 companies: Aaron's, Rent-A-Center, UHR Lease It. Love It. Own It., and UHR Rents. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Cincinnati do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Cincinnati offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Ohio requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Ohio regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Ohio are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.