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Rent to Own Stores in Cincinnati, Ohio

6 stores across 8 categories

Cincinnati, OH has 6 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center, UHR Rents. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones, tires-wheels. With a population of 309,317 and a median household income of $46,413 (Source: US Census Bureau, American Community Survey), Cincinnati represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in OH (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 6 rent-to-own stores in Cincinnati

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Cincinnati, OH

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
UHR Rents 4.4 126 reviews 775-F Eastgate S Dr (513) 753-7414 Visit Website
Rent-A-Center 4.3 42 reviews 10968 Hamilton Ave (513) 742-0300 Visit Website
Rent-A-Center 4.1 98 reviews 4394 Eastgate Square Dr (513) 943-7930 Visit Website
Rent-A-Center 3.9 115 reviews 2010 Ferguson Rd (513) 922-9300 Visit Website
Rent-A-Center 3.8 72 reviews 4000 E Galbraith Rd (513) 793-9888 Visit Website
Rent-A-Center 3.6 57 reviews 8437 Colerain Ave (513) 385-8900 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Cincinnati.

The staff at UHR was extremely friendly and knowledgeable when I was looking for a certain gaming system for my fiancée. They had it that day. And gave me a great deal. 100% would recommend and do.

Stetson Rosenbalm
UHR Rents

Was an easy in and out process. Delivery came on time. Maelynn, John and Andy were the friendliest people I’ve encountered publicly in quite awhile! Definitely a customer for life now!

Donitta Bundy
UHR Rents

Friendly very understanding employees here. Andy and James are great. They work with you when it comes to your bills and they understand everyday things that life throws at you. I really enjoy renting from them.

Lex
UHR Rents

This location is the best location Collon is really nice funny and helpful i got my full bedroom set and she help me with big discount because my financial situation and i really love how they keep taking care of their mony cause manny scammers nowadays but i never had no issue with this location, even the delivery dude is so helpful and Collon is really funny person love her !!! Highly recommend this location

Gh D
Rent-A-Center

I absolutely am satisfied all thanks to Pauline the store manager!! She is truly a pleasure to work with and I am so excited about my new furniture!! Thanks again! :)

Dri Hughes
Rent-A-Center

It was great service already but now the new manager Chico and Ms. Toya has stepped this place up to the next level, they really care about you and treat you like family. They Truly go above and beyond to get you quality products at a great price. I truly appreciate them at this Rent-a-center and they work with you and I'm telling you now once you step foot in this store the beautiful quality products, the beautiful energy and the way they go above and beyond to get you what you need and want like your truly Family top's it off. In My opinion and experience with years with Rent-a-center this one is Special and I'm happy to spend my money with them oh, and they are trustworthy because they do really care !! I keep them all in My Prayers they are Awesome and so is there service and quality products.

Erika Foster
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Cincinnati will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Ohio, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Cincinnati

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 6 stores in Cincinnati.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Ohio has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Ohio: what the law gives you

Ohio has a specific rent-to-own statute (Ohio Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

About rent-to-own in Cincinnati

Find rent-to-own stores in Cincinnati, OH. Compare pricing and options from local stores.

Shop by category in Cincinnati

appliances computers electronics furniture gaming mattresses smartphones tires-wheels

Rent-to-own in nearby cities

Hamilton Amelia Franklin Harrison Lebanon Middletown Milford Norwood
All rent-to-own stores in Ohio

Rent-to-own in Cincinnati, answered

Cincinnati, OH has 7 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Rent-A-Center, UHR Lease It. Love It. Own It., and UHR Rents. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Cincinnati do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Cincinnati offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Ohio requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Ohio regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Ohio are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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