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Rent to own stores in Franklin, Ohio

1 rent-to-own store serves Franklin, OH, and 1 of them is open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 1 rent-to-own store in Franklin, OH

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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What customers are saying

Recent reviews from rent-to-own stores in Franklin.

I was working with Brendon, he is awesome. I came in blinded I knew what I wanted but didn’t know all the facts about my items. He was very knowledgeable and he works really hard to make sure the customers get exactly what they need and will be happy with it. Thank you so much

Barbara Brakefield
Rent 2 Own

I was just in today 08/25/26 and Shani, I apologize if I spelled it wrong, but she helped me with a Toscane Living Room Set and setting up a delivery. She was wonderful help and a great positive attitude to match. I will certainly be back there and will recommend anyone who needs or wants to Rent-2-Own to stop in and see her.

Bailey Staggs
Rent 2 Own

I absolutely love going to Rent 2 Own in Middletown,OH. Paige and Shawnee( I’m sure I spelled that wrong lol ) always go above and beyond to find exactly what I’m looking for. And you can’t beat the deals. But some days I will purposely go out of my way to go in and make a payment just to see warm smiling faces and soak up the positive energy.

amanda schwegler
Rent 2 Own

Michelle took care of us the other day. She was very kind, and extremely helpful in deciding which furniture my husband and I would be getting. We have it now and I'm so glad we listened to her, because it's theperfect asset to our home! And, at a great doable price too! What an angel, she's honest, down to earth, and a fresh breath of air. We will be back! Thank you!

Veronica
Rent 2 Own

Kevin delivered an AC to us today. He got it here same day it was ordered. Kevin was fast, friendly and thorough. The whole delivery took less than 10 minutes. I would definitely recommend R2O and their team especially Kevin!!

Donya Tucker
Rent 2 Own
Reviews from Google
Franklin, OH

What renting to own in Franklin looks like

1 rent-to-own store serves Franklin, OH, from 1 company.

Stores here include Rent 2 Own (3850 Towne Blvd).

Ohio regulates rent-to-own under Ohio Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Franklin will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Ohio, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Franklin

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 store in Franklin.

Compare stores side by side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Ohio has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Ohio law

What Ohio law gives you before you sign

Ohio regulates rent-to-own under Ohio Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Ohio Rental-Purchase Agreement Act Ohio Rev. Code §§ 1351.01 to 1351.12
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, description of property, payment schedule, early purchase option,...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Cincinnati (6) Hamilton (5) Amelia (2) Harrison (1) Lebanon (1) Middletown (1) Milford (1) Norwood (1)
All rent-to-own stores in Ohio

Categories in Franklin

Furniture(1) Appliances(1) Electronics(1) Computers(1) Mattresses(1) Smartphones(1) Gaming(1) Tires & Wheels(1)

Counts are the stores in Franklin carrying that category. A category no Franklin store carries is not listed.

Renting to own in Franklin, answered

There are 1 rent-to-own store in Franklin, OH, from 1 company: Rent 2 Own. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Franklin do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Franklin offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Ohio requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Ohio regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Ohio are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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