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Rent to own stores in Albuquerque, New Mexico

6 rent-to-own stores serve Albuquerque, NM, and 3 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 6 rent-to-own stores in Albuquerque, NM

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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6 stores shown · sorted by relevance

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Rio Rancho Farmington Las Cruces Carlsbad Gallup

Compare 6 rent-to-own stores in Albuquerque

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Albuquerque, NM

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent-A-Center 4.2 70 reviews 6211 4th St Nw (505) 342-1367 Website: Rent-A-Center, 6211 4th St Nw
Rent-A-Center 4.1 89 reviews 5335 Menaul Blvd Ne (505) 884-3747 Website: Rent-A-Center, 5335 Menaul Blvd Ne
Rent-A-Center 4.1 88 reviews 5401 Central Nw, (505) 831-9451 Website: Rent-A-Center, 5401 Central Nw,
Aaron's 4.1 110 reviews 4600 Menaul Blvd NE (505) 275-0104 Website: Aaron's, 4600 Menaul Blvd NE
Rent-A-Center 3.8 73 reviews 6001 Lomas Blvd Ne (505) 254-3850 Website: Rent-A-Center, 6001 Lomas Blvd Ne
Aaron's 3.5 132 reviews 4101 Central Ave Nw Ste M (505) 833-0777 Website: Aaron's, 4101 Central Ave Nw Ste M

What customers are saying

Recent reviews from rent-to-own stores in Albuquerque.

Eddie was very helpful and very honest. I highly recommend and praise his customer service.

Elija Martin
Rent-A-Center

Employee was friendly, personable and acted like he knew us from way back! We paid off our items and he was real congratulatory. Everything I have from rent a center is good quality and super stylish, not to mention, priced fairly. Great place.

Amanda “Outtahanda” T
Rent-A-Center

Eddie from RAC on Menaul & San Mateo in Albuquerque NM is the greatest he helps and understands and will do anything possible to make sure you’re happy

Lisa Archuleta
Rent-A-Center

Eddie from RAC on Menaul & San Mateo in Albuquerque NM is the greatest he helps and understands and will do anything possible to make sure you’re happy

Lisa Archuleta
Rent-A-Center

The guys at rent a center there amazing. Very Polite. And listens too what the customer wants. Love them 💕 I have been dealing with rent a center for years. And yes NOT all rent a centers are good I have found that out also.

Sheila
Rent-A-Center

The online process was quick and easy

Tina Shay
Rent-A-Center
Reviews from Google
Albuquerque, NM

What renting to own in Albuquerque looks like

6 rent-to-own stores serve Albuquerque, NM, from 2 companies.

Stores here include Rent-A-Center (6211 4th St Nw), Rent-A-Center (5335 Menaul Blvd Ne), Rent-A-Center (5401 Central Nw,), Aaron's (4600 Menaul Blvd NE), Rent-A-Center (6001 Lomas Blvd Ne).

New Mexico regulates rent-to-own under New Mexico Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Albuquerque will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In New Mexico, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Albuquerque

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 6 stores in Albuquerque.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. New Mexico has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

New Mexico law

What New Mexico law gives you before you sign

New Mexico regulates rent-to-own under New Mexico Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

New Mexico Rental-Purchase Agreement Act N.M. Stat. Ann. §§ 57-19-1 to 57-19-15
Disclosure requirements Must disclose total payments, total cost, cash price, payment schedule, description of property, and early purchase option.
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

About rent-to-own in Albuquerque

Find rent-to-own stores in Albuquerque, NM. Compare pricing and options from local stores.

Nearby cities

Rio Rancho (1) Farmington (4) Las Cruces (4) Carlsbad (3) Gallup (3) Alamogordo (2) Clovis (2) Hobbs (2)
All rent-to-own stores in New Mexico

Categories in Albuquerque

Furniture(6) Appliances(6) Electronics(6) Computers(6) Mattresses(6) Smartphones(4) Gaming(6)

Counts are the stores in Albuquerque carrying that category. A category no Albuquerque store carries is not listed.

Renting to own in Albuquerque, answered

There are 6 rent-to-own stores in Albuquerque, NM, from 2 companies: Aaron's, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Albuquerque do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Albuquerque offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. New Mexico requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. New Mexico regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in New Mexico are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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