VRTO

Rent to Own Stores in Farmington, NM

Farmington, NM has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Gene's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NM (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

3 RTO Stores
3 Companies
3.9 ★ Avg Rating
313 Reviews

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Compare Rent-to-Own Stores in Farmington, NM

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Gene's 4.4 36 reviews 600 E Main St (505) 326-2648 Visit Website
Rent-A-Center 3.5 58 reviews 915 Farmington Ave (505) 326-5400 Visit Website
Aaron's 3.7 219 reviews 2523 E Main St (505) 324-0002 Visit Website

Store Hours Today (Monday)

0 stores open now
3 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Farmington.

Walked in thinking we were going to pay an arm and a leg for a bed. We were surprised at how affordable and high quality furniture they had in stock. The price was great, Stephanie was more than helpful and they delivered super fast and they arrived at the time agreed not your typical “we can deliver between 12-8”, they were in and out in under 20 minutes. Thank you again Stephanie for taking your time in showing us prices and products, we will be back soon!

Estefania Aguirre
Gene's

I absolutely love these people! They help us constantly! Always working with us on payments or items we need. I swear half our home is furnished by them and I love it! Always have everything we need and if not they can order it. If anything goes wrong while your paying on it they get it fixed asap or replace it! Super friendly and just all around great people!

Antonette Garbarini
Gene's

They were helpful and friendly. Been looking around for a while, and they were the best price. It's a really big furniture store with a great selection!

Erica Ponce
Gene's

Very friendly and helpful. Owner delivered a dryer himself so we would not have to wait a week to have it delivered. Also helped taking out the old dryer for us.

Anne Bennett
Gene's

Davina and the store manager at the Farmington NM were absolutely amazing. They both went above and beyond to help with securing rental washer and dryer withe the relocation from Austin.

Sue
Rent-A-Center

Very friendly staff. They also are very helpful and make sure that you leave with some kind of agreement the best suits your financial needs.

Cassandra Hines
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Farmington will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In New Mexico, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Farmington

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Farmington.

Compare Stores Side by Side

Use the comparison table above to see all 3 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. New Mexico has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Farmington

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Frequently Asked Questions About Rent-to-Own in Farmington

Farmington, NM has 5 rent-to-own stores listed in the VRTO directory, operated by 5 companies: Aaron's, Buddy's Home Furnishings, Gene's, RAC Acceptance, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Farmington do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Farmington offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 5 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. New Mexico requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. New Mexico regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in New Mexico are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.