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Rent to Own Stores in Farmington, New Mexico

4 stores across 7 categories

Farmington, NM has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Bruce's Rent To Own, Gene's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NM (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 4 rent-to-own stores in Farmington

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Farmington, NM

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Bruce's Rent To Own 4.9 495 reviews 2522 E Main St (505) 325-8700 Visit Website
Gene's 4.5 37 reviews 600 E Main St (505) 326-2648 Visit Website
Aaron's 3.7 223 reviews 2523 E Main St (505) 324-0002 Visit Website
Rent-A-Center 3.5 58 reviews 915 Farmington Ave (505) 326-5400 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Farmington.

We love their customer service. And always go beyond your needs for a new furniture. We been with them for a few years. Never disappoint!! 👍🏾👍🏾 Mel is amazing

Vee Naize
Bruce's Rent To Own

Antonio and Larrence were Excellent! We Love our Table!

Roy Strassner
Bruce's Rent To Own

Larrance and Antonio di a great job delivering our washers and dryer and made sure everything worked properly before leaving..

Mary Tso
Bruce's Rent To Own

Melody is awesome!!! Super friendly and very helpful. She kept everything straight forward and even included my boy in allowing him to pick a controller.

Justin Espinoza
Bruce's Rent To Own

We love their customer service. And always go beyond your needs for a new furniture. We been with them for a few years. Never disappoint!! 👍🏾👍🏾 Mel is amazing

Vee Naize
Bruce's Rent To Own

Walked in thinking we were going to pay an arm and a leg for a bed. We were surprised at how affordable and high quality furniture they had in stock. The price was great, Stephanie was more than helpful and they delivered super fast and they arrived at the time agreed not your typical “we can deliver between 12-8”, they were in and out in under 20 minutes. Thank you again Stephanie for taking your time in showing us prices and products, we will be back soon!

Estefania Aguirre
Gene's
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Farmington will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In New Mexico, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Farmington

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Farmington.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. New Mexico has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in New Mexico: what the law gives you

New Mexico has a specific rent-to-own statute (New Mexico Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Rent-to-own in Farmington, answered

Farmington, NM has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Gene's, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Farmington do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Farmington offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. New Mexico requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. New Mexico regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in New Mexico are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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