9 Lincoln Center Suite C
Troy, MO 63379
Rent to Own Stores in Troy, MO
Troy, MO has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Rent One. Rent-to-own transactions are legal and regulated in MO (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.
1
RTO Stores
1
Companies
4.6 ★
Avg Rating
204
Reviews
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What Customers Are Saying
Recent reviews from rent-to-own stores in Troy.
I CANNOT thank Carl enough!! I was have a car issue right outside of the Rent One store and he went out of his way to help me when others proceeded to drive by. Kindness goes a long way!! Thank you Carl and thank you Rent One for having such considerate employees.
Katelynn Bruning
Beth and her team are amazing i have never had any issues when working with them! They make me feel like family!
N E
Rent One were able to help me when I needed the help immediately instead of having to wait several days. I have told others about how they could get their needed appliances and furniture faster than other places could get for them.
Noe Benavidez
Carl and Anthony delivered my new living room setthis morning and they did an outstanding job. Very courtliest and very respectful of my home and even the curious animals! I was very impressed with how smoothly the transaction went. Thank you for everything and also thank you for showing up so early and accommodating a nightshift worker!!
Carey Pineiro
The manager worked with me remotely to find something similar to what I wanted that they had in the store. Overall it was a success and can’t wait to get my new furniture!
Jeanne Buchholz
Reviews from Google
What to Bring When Visiting a Rent-to-Own Store
Most stores in Troy will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
No credit check required at most stores.
Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Missouri, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.
Shopping for Rent-to-Own in Troy
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Troy.
Compare Stores Side by Side
Check the store listing above for ratings, products offered, and contact details before making your visit.
Ask About Early Purchase Options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check Store Hours Before You Go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read Reviews from Other Customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate Your Total Cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know Your Rights
Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Missouri has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Data Accuracy Notice
Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.
Frequently Asked Questions About Rent-to-Own in Troy
VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.