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Rent to own stores in Cape Girardeau, Missouri

3 rent-to-own stores serve Cape Girardeau, MO, and 3 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 3 rent-to-own stores in Cape Girardeau, MO

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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3 stores shown · sorted by relevance

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Compare 3 rent-to-own stores in Cape Girardeau

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Cape Girardeau, MO

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent One 4.5 389 reviews 402 S Kingshighway St (573) 334-3686 Website: Rent One, 402 S Kingshighway St
Rent-A-Center 4.4 55 reviews 2106 William St Ste 250 (573) 381-5673 Website: Rent-A-Center, 2106 William St Ste 250
Aaron's 3.7 111 reviews 334 S Kingshighway St (573) 651-3700 Website: Aaron's, 334 S Kingshighway St

What customers are saying

Recent reviews from rent-to-own stores in Cape Girardeau.

Great fast And friendly service I had them deliver a bed on my 30 minute lunch break they met me at my house. Got it in there and I was back to work on time!!!!!

Lucas Reeves
Rent One

I love this place and the workers I been dealing with them for over 7yrs and highly recommend anybody if you thinking of fixing your home up this is the place to go.. Great customer service🥰

Fatima Johnson
Rent One

I believe you guys are very awesome at your job your story kept so clean thank you for your time and patience

Michelle horman
Rent One

We love our mattress,I no longer wake up with back pain and my husband said the same thing Were both thankful that,Mr.Terrance is always here for us and the staff is amazing as well ❤️ ♥️ 💖 💕 💗 💜

Bob Garrett
Rent One

I have had an amazing experience with every single worker in there! It's seriously a good vibe the second you walk in the door and I always leave with a smile on my face or giggling lol. Terrence, Aries , Carla , and Miranda have been outstanding ! I didn't get the names of the two gentlemen that do the moving but even at my residence, they were super respectful, super sweet and even funny. I 100% recommend doing business with them. -Carliegh Martin

Buggie June
Rent One

This is the first time I've dealt with rent a center and they have been more than helpful in every way they been contacting showing me step by step what to do I got to I appreciate their professionalism bc I kno I'm a headache thank u girls

Anthony Gibson
Rent-A-Center
Reviews from Google
Cape Girardeau, MO

What renting to own in Cape Girardeau looks like

3 rent-to-own stores serve Cape Girardeau, MO, from 3 companies.

Stores here include Rent One (402 S Kingshighway St), Rent-A-Center (2106 William St Ste 250), Aaron's (334 S Kingshighway St).

Missouri regulates rent-to-own under Missouri Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Cape Girardeau will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Missouri, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Cape Girardeau

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Cape Girardeau.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Missouri has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Missouri law

What Missouri law gives you before you sign

Missouri regulates rent-to-own under Missouri Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Missouri Rental-Purchase Agreement Act Mo. Rev. Stat. §§ 407.652 to 407.666
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, description of property, payment schedule, and the early purchase...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Sikeston (3) Springfield (8) Joplin (4) Kansas City (4) Neosho (4) Farmington (3) Florissant (3) Grandview (3)
All rent-to-own stores in Missouri

Categories in Cape Girardeau

Furniture(3) Appliances(3) Electronics(3) Computers(3) Mattresses(3) Smartphones(2) Gaming(3) Tires & Wheels(1)

Counts are the stores in Cape Girardeau carrying that category. A category no Cape Girardeau store carries is not listed.

Renting to own in Cape Girardeau, answered

There are 3 rent-to-own stores in Cape Girardeau, MO, from 3 companies: Aaron's, Rent One, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Cape Girardeau do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Cape Girardeau offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Missouri requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Missouri regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Missouri are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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