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Rent to own stores in Rolla, Missouri

2 rent-to-own stores serve Rolla, MO.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Rolla, MO

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Salem Springfield Joplin Kansas City Neosho

Compare 2 rent-to-own stores in Rolla

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Rolla, MO

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent-A-Center 4.3 92 reviews 420 S Bishop Ave (573) 364-1395 Website: Rent-A-Center, 420 S Bishop Ave
Aaron's 4.0 69 reviews 1100 S Bishop Ave Suite A (573) 341-5573 Website: Aaron's, 1100 S Bishop Ave Suite A

What customers are saying

Recent reviews from rent-to-own stores in Rolla.

They helped us soooo much in getting anew stove for a new home. Worked some magic for us, since we are a new family with two little ones. The main guy that helped us, the sales manager I believe, was super awesome and gave us an amaz8ng discount from the week before. Will be getting more things and highly recommend.

Lindsey Fisher
Rent-A-Center

Aaron and James made my experience so much fun. They were live and energetic. They were laughing and joking with us the whole time we were there. They definitely make going there worth it

Megan
Rent-A-Center

Every time I go in there there very f riendly and they always help me to find what I want . an Arron well always look to see what he can find for me

linda enlow
Rent-A-Center

Huge shoutout to Aaron! This place took care of my grandmother and went out of their way to deliver her bedroom set close to after hours so she didn’t have to sleep on an air mattress any longer. They’re very understanding and Aaron specifically was wonderful to her. Highly recommend this place!

Courtney
Rent-A-Center

James and Brandon were in the store on the day that I stopped by to look at an oversized foam chair. I thought that RAC might carry them and I could see if I liked one before purchasing one. I didn’t actually think I’d walk away with a piece of furniture or contract on this day. I explained my situation and needs to Brandon and he in turned showed me the type of chair that I was asking about. We discussed their quality and why so many had been returned. Brandon listened well to my needs and showed me a very nice recliner that has vibration and heat. I shortly thereafter walked away with a new contract. Now, I don’t truly plan to rent this chair for long. It’s brand new and it will likely be staying in my home for a very long time. Since that day initial day, I’ve had a few interactions with the store manager, James. He and I have spoken on the phone and I have found him to be both professional and very helpful. James has taken the time to actually listen to what I’ve said and give consideration to my issue and then even had a helpful solution. Overall, I’m truly impressed with my small interactions with this store. I had my own preconceived notions, and none of them were true in the end. So if you are considering a piece of furniture or needing a home appliance, please consider RAC. These folks will do all that they can to make sure that they meet your needs and assist in getting the product to you, in your home and even go beyond the set up of that product in your home, but follow up with you to help meet your needs to keep the product in your home. I think you just have to be openly communicative with James. Tell him what’s going on and he will do his best to help you.

Shelly Howard
Rent-A-Center

Rolla was great Houston are mean and rude need to do new management in the Houston area

Bobby Blair
Aaron's
Reviews from Google
Rolla, MO

What renting to own in Rolla looks like

2 rent-to-own stores serve Rolla, MO, from 2 companies.

Stores here include Rent-A-Center (420 S Bishop Ave), Aaron's (1100 S Bishop Ave Suite A).

Missouri regulates rent-to-own under Missouri Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Rolla will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Missouri, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Rolla

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Rolla.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Missouri has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Missouri law

What Missouri law gives you before you sign

Missouri regulates rent-to-own under Missouri Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Missouri Rental-Purchase Agreement Act Mo. Rev. Stat. §§ 407.652 to 407.666
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, description of property, payment schedule, and the early purchase...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Salem (2) Springfield (8) Joplin (4) Kansas City (4) Neosho (4) Cape Girardeau (3) Farmington (3) Florissant (3)
All rent-to-own stores in Missouri

Categories in Rolla

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2)

Counts are the stores in Rolla carrying that category. A category no Rolla store carries is not listed.

Renting to own in Rolla, answered

There are 2 rent-to-own stores in Rolla, MO, from 2 companies: Aaron's, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Rolla do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Rolla offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Missouri requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Missouri regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Missouri are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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