VRTO

Rent to Own Stores in Jefferson City, MO

Jefferson City, MO has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Arona, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in MO (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.4 ★ Avg Rating
225 Reviews

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Compare Rent-to-Own Stores in Jefferson City, MO

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Arona 4.5 138 reviews 710 Missouri Blvd. (573) 634-2220 Visit Website
Rent-A-Center 4.2 87 reviews 2219 Missouri Blvd (573) 634-7368 Visit Website

Store Hours Today (Sunday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Jefferson City.

Easy to browse online access. Transparent In-office sit down to discuss contract, leaving zero questions or concerns unanswered. Gave accommodation to, not only, my preferred method of communication but payment flexibility to fit my needs. Maintaining professionalism, level of service & understanding while my twin toddlers were absolutely chaotic is what I appreciated most.

Stacie Harris
Arona

The Jefferson City location is great. They’ve done amazing with our purchases. They’re professional, get you the best deals and deliver your furniture promptly. I even wanted to swap my couch out and they applied what I’d already paid to the new couch. Thanks for maintain great business practices.

Vanessa Marie Frenzel
Arona

My husband and I love doing business here! They are always wonderful when we come into the store and if they don’t have what we are looking for, they will take the time to sit down with us and look through what can be ordered. We’ve bought appliances, furniture, and electronics and they have always been the best quality. Not to mention they are awesome when it comes to delivery and set up! We definitely recommend checking them out for whatever you’re looking for.

Lillian Kennedy
Arona

Returning customer here. The staff in Jeff City are always welcoming, friendly and very helpful. I definitely will continue to do business there!

Shae
Arona

If you are in need of anything I highly suggest that you contact Arona! I have had nothing but the best experience working with the employee especially the GM Ken. He is literally the best and will ensure that you are taken care of.

Danielle Goodman
Arona

Cameron and Nate are the best people to be in business with right now! Customer service is very important to me and I’m grateful for such an amazing company!!!

Ann Hays
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Jefferson City will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Missouri, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Jefferson City

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Jefferson City.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Missouri has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Jefferson City

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Frequently Asked Questions About Rent-to-Own in Jefferson City

Jefferson City, MO has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Arona and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Jefferson City do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Jefferson City offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Missouri requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Missouri regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Missouri are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.