2 stores across 7 categories
Columbia, MO has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Cleek's Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in MO (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Columbia
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Cleek's Home Furnishings | 4.6 418 reviews | 1000 W Worley St | (573) 256-4343 | Visit Website |
| Rent-A-Center | 4.5 111 reviews | 207 N Providence Rd | (573) 442-3144 | Visit Website |
Recent reviews from rent-to-own stores in Columbia.
My experience with Cleek's was great. They were very helpful and explained everything very clearly. They also couldn't be nicer. I also appreciate the fact that they let us transport the refrigerator on our own so we didn't have to wait for delivery. The refrigerator works wonderfully.
Angela M. Furneaux (Angel)
I have been a customer at Cleek’s for several months now, and I can’t say enough good things about Neil. The very first time I walked into the store, a beautiful vanity immediately caught my eye. Neil took the time to show me everything about it, explain its features, and help me decide if it was the right choice for me. Since then, he has been amazing to work with. He always checked in when I came by, asked how I was liking my vanity, and made the entire payment process easy and stress-free while I paid it off. Today, I officially made my final payment, and I couldn’t be happier! When I came back looking for a new bed, Neil once again helped me explore my options. I ended up choosing a sofa bed that fits my needs right now, especially since I’ve been struggling with sleep lately. He listened to my ideas, worked with my budget, and helped me prioritize what I needed most, even though I also have my eye on a desktop computer setup and an outdoor egg chair in the future. Neil is always friendly, funny, respectful, and never makes customers feel uncomfortable. He genuinely cares and gives honest advice when you need it. As a bonus, if you’re a horror fan and love the Scream franchise like I do, you’ll appreciate that he has a voice that reminds me of Stu Macher! If you’re shopping at Cleek’s, I highly recommend asking for Neil. He has made every experience enjoyable, and I’ll definitely continue doing business with him.
Americus Bailey
Abby W. Is amazing, she always puts her customers first and strives to insure they have the best experience every time! She encourages Cleeks customers to buy the things they need without being pushy and works hard to get them the best deals available. Abby is a one of a kind asset!!
Teressa Gordon
The store was nice had everything plus, nice variety and prices were good the staff was very nice and helpful. Thank you to our sales person Neil and our delivery guys Anthony and Rodney.
Cassandra Ferra
Liz Conway was my sales rep and she was amazing. I called 15 minutes before they closed and explained what was going on and she was on it. She made me feel like I was part of the family. She definitely went above and beyond. Thank you Liz!!! You are awesome
Ronda Vandivier
Awesome staff and great selection of products.
Mark Smith
Most stores in Columbia will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Missouri, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Columbia.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Missouri has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Missouri has a specific rent-to-own statute (Missouri Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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