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Rent to own stores in Columbia, Missouri

2 rent-to-own stores serve Columbia, MO, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Columbia, MO

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Jefferson City California Eldon Fulton Springfield

Compare 2 rent-to-own stores in Columbia

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Columbia, MO

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Cleek's Home Furnishings 4.6 427 reviews 1000 W Worley St (573) 256-4343 Website: Cleek's Home Furnishings, 1000 W Worley St
Rent-A-Center 4.5 113 reviews 207 N Providence Rd (573) 442-3144 Website: Rent-A-Center, 207 N Providence Rd

What customers are saying

Recent reviews from rent-to-own stores in Columbia.

These people at this location are the kindest people I’m willing to say the kindest people in business They treat you fairly they treat you kind they greet you when you come in the door And They back up their products too during the rental process I’m very happy to do business with these people and have three items They also offer numerous payment plans to get it paid off early They are clearly the best rental to own company there is And the guys that come out to set up, your items are very respectful I would score 10 if they had it they are awesome

CLIFF SMITH
Cleek's Home Furnishings

My experience with Cleek's was great. They were very helpful and explained everything very clearly. They also couldn't be nicer. I also appreciate the fact that they let us transport the refrigerator on our own so we didn't have to wait for delivery. The refrigerator works wonderfully.

Angela M. Furneaux (Angel)
Cleek's Home Furnishings

I have been a customer at Cleek’s for several months now, and I can’t say enough good things about Neil. The very first time I walked into the store, a beautiful vanity immediately caught my eye. Neil took the time to show me everything about it, explain its features, and help me decide if it was the right choice for me. Since then, he has been amazing to work with. He always checked in when I came by, asked how I was liking my vanity, and made the entire payment process easy and stress-free while I paid it off. Today, I officially made my final payment, and I couldn’t be happier! When I came back looking for a new bed, Neil once again helped me explore my options. I ended up choosing a sofa bed that fits my needs right now, especially since I’ve been struggling with sleep lately. He listened to my ideas, worked with my budget, and helped me prioritize what I needed most, even though I also have my eye on a desktop computer setup and an outdoor egg chair in the future. Neil is always friendly, funny, respectful, and never makes customers feel uncomfortable. He genuinely cares and gives honest advice when you need it. As a bonus, if you’re a horror fan and love the Scream franchise like I do, you’ll appreciate that he has a voice that reminds me of Stu Macher! If you’re shopping at Cleek’s, I highly recommend asking for Neil. He has made every experience enjoyable, and I’ll definitely continue doing business with him.

Americus Bailey
Cleek's Home Furnishings

Abby W. Is amazing, she always puts her customers first and strives to insure they have the best experience every time! She encourages Cleeks customers to buy the things they need without being pushy and works hard to get them the best deals available. Abby is a one of a kind asset!!

Teressa Gordon
Cleek's Home Furnishings

The store was nice had everything plus, nice variety and prices were good the staff was very nice and helpful. Thank you to our sales person Neil and our delivery guys Anthony and Rodney.

Cassandra Ferra
Cleek's Home Furnishings

Awesome staff and great selection of products.

Mark Smith
Rent-A-Center
Reviews from Google
Columbia, MO

What renting to own in Columbia looks like

2 rent-to-own stores serve Columbia, MO, from 2 companies.

Stores here include Cleek's Home Furnishings (1000 W Worley St), Rent-A-Center (207 N Providence Rd).

Missouri regulates rent-to-own under Missouri Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Columbia will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Missouri, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Columbia

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Columbia.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Missouri has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Missouri law

What Missouri law gives you before you sign

Missouri regulates rent-to-own under Missouri Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Missouri Rental-Purchase Agreement Act Mo. Rev. Stat. §§ 407.652 to 407.666
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, description of property, payment schedule, and the early purchase...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Jefferson City (2) California (1) Eldon (1) Fulton (1) Springfield (8) Joplin (4) Kansas City (4) Neosho (4)
All rent-to-own stores in Missouri

Categories in Columbia

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2) Tires & Wheels(1)

Counts are the stores in Columbia carrying that category. A category no Columbia store carries is not listed.

Renting to own in Columbia, answered

There are 2 rent-to-own stores in Columbia, MO, from 2 companies: Cleek's Home Furnishings, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Columbia do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Columbia offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Missouri requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Missouri regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Missouri are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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