VRTO

Rent to Own Stores in Springfield, MA

Springfield, MA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. With a population of 155,929 and a median household income of $42,876 (Source: US Census Bureau, American Community Survey), Springfield represents an underserved rent-to-own market. Rent-to-own transactions are legal and regulated in MA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
3.8 ★ Avg Rating
230 Reviews

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Compare Rent-to-Own Stores in Springfield, MA

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 4.0 70 reviews 58 Island Pond Rd (413) 746-5100 Visit Website
Aaron's 3.5 160 reviews 1275 Liberty St (413) 733-6000 Visit Website

Store Hours Today (Monday)

0 stores open now
4 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Springfield.

Once upon a time I had a bad history with RAC and when I really needed it I could not get approved even with them but after a thorough look at my application and entirely different circumstances years later and checking references Doug gave me a chance (on auto pay) and I was able to fill my house with the furniture I needed. We ended up paying off a living room set, dining room set, bedroom set, and a washer and dryer set early. It's been a few years now but my fridge ( a cash n carry older fridge also from RAC) crapped out the other day and most of our food went bad and frozen stuff turned to soup and when I called RAC again in tears with just days until Christmas, the manager took the time (on his day off) along with his incredible team ( I believe it was Scott and Pablo?) to help out and get a delivery for a fridge scheduled within the next 3 days or sooner. The team immediately got on the phone with me, was compassionate about the situation, said they'd make some calls, and they called me back shortly after. I can't thank them enough for always coming through when it was truly needed. Thanks guys as always! A well deserved 5 stars.

Arien M
Rent-A-Center

We’ve never had any issues with as fats as getting out furniture delivered or either experienced any damages or any used furniture rent a center has been great and we have always received a great service we appreciate your service

Ncoool Bitch
Rent-A-Center

Had no choice but to pick few pieces for my new place.as bad as my anxiety was JUAN was very understanding and helped me thru the process of getting approved and my payment plans.i pray delivery will be a smooth one I say this from all the reviews I just read.but in store service was a good one thx to juan

Maria Lamodelo
Aaron's

Called to see if they have a Xbox series X disk version unused and sealed. They did! I was hoping they would put it aside for me until Tuesday because I didn't have the first payment until that day I get paid. Called and talked to Nestor and he told me he had 1 in stock and come now to get my Xbox! I was surprised! Took under 10 minutes and I walked out with my new Xbox! Also Kaitlyn I think her name was did a great job doing all the computer work. Very friendly people and they will work with you. I'm very pleased and will do Business again in the future at this Liberty St Springfield location. Thanks for my Xbox guys!

YaGoonie 5.3
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Springfield will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Massachusetts, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Springfield

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Springfield.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Massachusetts has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

About Rent-to-Own in Springfield

Find rent-to-own stores in Springfield, MA. Compare pricing and options from local stores.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Springfield

appliances in Springfield computers in Springfield electronics in Springfield furniture in Springfield gaming in Springfield jewelry in Springfield mattresses in Springfield smartphones in Springfield tires-wheels in Springfield

Frequently Asked Questions About Rent-to-Own in Springfield

Springfield, MA has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Springfield do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Springfield offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Massachusetts requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Massachusetts regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Massachusetts are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.