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Rent to Own Stores in Lawrence, MA

Lawrence, MA has 5 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in MA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

5 RTO Stores
2 Companies
3.7 ★ Avg Rating
147 Reviews

Compare 5 rent-to-own stores in Lawrence

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Compare Rent-to-Own Stores in Lawrence, MA

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 3.6 26 reviews Margin St (978) 681-0090 Visit Website
Rent-A-Center 4.0 27 reviews 356 Essex St (978) 689-3372 Visit Website
Rent-A-Center 3.6 26 reviews 700 Essex St (978) 681-0090 Visit Website
Rent-A-Center 3.9 27 reviews 77 Winthrop Ave (978) 683-8770 Visit Website
Aaron's 3.2 41 reviews 50 Essex St (978) 681-7992 Visit Website

What Customers Are Saying

Recent reviews from rent-to-own stores in Lawrence.

I always buy new furniture from my local store however Lawrence is the new store for us and I couldn't be happier with the employees and specifically the one that helped me purchased my furniture. You all went above and beyond and I appreciate you so much and would recommend anyone to rent from you or purchase furniture! Thank you again it was a pleasure speaking with you.

Denise
Rent-A-Center

Perfectly fine and they are on the phones because they are helping people awesome thank u for helping I will always go here 🙏

hannah lukens
Rent-A-Center

Excellent customer service, Jorge is very friendly and helpful

Gabriela De jesus
Rent-A-Center

George was amazing, he was very thorough in explaining everything to me

Maria Montaña
Rent-A-Center

I being a customer at the one in 114 Plaza,Liliana is the manager and Jorge her assistance,I higher recomended,they are very professional and very friendly,the store smells very good and is all ways very nice decorated it by Liliana. She is such a great person to make sure her customers are all ways happy. I do recomended it 100% Thank you to Liliana,Jorge,and Flaco.. Luz

GitanaTiger L
Rent-A-Center

I been a customer for many years now. And they have all been like family, Iliana, George, Jorman, they are such a great team. The store is always clean and inviting with all her cute decorations that I want to steal sometimes lol. As soon as you walk in I am always greated with a smile. And always leave with a smile. I would NEVER shop at a different rent a center, I will always go back to them. 😀Nicole Abreu

Nicole Abreu
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Lawrence will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Massachusetts, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Lawrence

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 5 stores in Lawrence.

Compare Stores Side by Side

Use the comparison table above to see all 5 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Massachusetts has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Lawrence

appliances in Lawrence computers in Lawrence electronics in Lawrence furniture in Lawrence gaming in Lawrence jewelry in Lawrence mattresses in Lawrence smartphones in Lawrence tires-wheels in Lawrence

Frequently Asked Questions About Rent-to-Own in Lawrence

Lawrence, MA has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, RAC Acceptance, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Lawrence do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Lawrence offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Massachusetts requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Massachusetts regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Massachusetts are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.