VRTO

Rent to Own Stores in Lynn, MA

Lynn, MA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in MA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
3.7 ★ Avg Rating
141 Reviews

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Compare Rent-to-Own Stores in Lynn, MA

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 3.9 53 reviews 171 Union St (781) 599-5665 Visit Website
Aaron's 3.5 88 reviews 210 Union St (781) 592-5555 Visit Website

Store Hours Today (Monday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Lynn.

Edilys was so helpful and accommodating. She got the chair we needed and stayed past closing time to finalize the rental. She also made sure we got a delivery date for the day we needed. Professional and sweet !!!

Elizabeth DeMarco
Rent-A-Center

Renter center is a Good place if your just starting out on and apartment and don’t have money to buy all the stuff they do deliver on time and if you move they will move there stuff to your new place or store it for you I never had a problem with them before

John Grant
Rent-A-Center

People are kind and very helpful. App is easy to use. I love rent a center shout out to Mr. Kacey @LynnRAC YOU'RE THE MAN!

Jazmine Chadbourne
Rent-A-Center

I just want to say that Ray and Naomi at the Lynn store are just amazing!!!. I ordered a stackable W/D online and after speaking with my landlord they informed me the stackable was not going to work for my outlets. I called the Lynn store and explain my dilema to Ray and he adviced to call the customer service line and cancel my order. He said he would take care of everything after I cancel it. Not only Ray created a brand new order for me after I applied on his store website he also picked the lowest WTTS more affordable LG brands he already had in store in stock for me. Naomi finished the contract with me over the phone and guided me thru all the online signatures. I never had to step a foot on the store!! Ordered it on a Wednesday had it delivered AND installed to my apartment today (June 12) Monday by 2 very friendly and professional gentlemen. I am extremely pleased with this store. They all went above and beyond and now I get to do my laundry at home. Thank you Ray, Naomi and my delivery guys!

Amaber De Los Santos
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Lynn will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Massachusetts, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Lynn

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Lynn.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Massachusetts has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Lynn

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Frequently Asked Questions About Rent-to-Own in Lynn

Lynn, MA has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Lynn do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Lynn offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Massachusetts requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Massachusetts regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Massachusetts are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.