2 stores across 7 categories
Lynn, MA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in MA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Lynn
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 3.9 55 reviews | 171 Union St | (781) 599-5665 | Visit Website |
| Aaron's | 3.5 89 reviews | 210 Union St | (781) 592-5555 | Visit Website |
Recent reviews from rent-to-own stores in Lynn.
Edilys was so helpful and accommodating. She got the chair we needed and stayed past closing time to finalize the rental. She also made sure we got a delivery date for the day we needed. Professional and sweet !!!
Elizabeth DeMarco
Renter center is a Good place if your just starting out on and apartment and don’t have money to buy all the stuff they do deliver on time and if you move they will move there stuff to your new place or store it for you I never had a problem with them before
John Grant
People are kind and very helpful. App is easy to use. I love rent a center shout out to Mr. Kacey @LynnRAC YOU'RE THE MAN!
Jazmine Chadbourne
Edilys was so helpful and accommodating. She got the chair we needed and stayed past closing time to finalize the rental. She also made sure we got a delivery date for the day we needed. Professional and sweet !!!
Elizabeth DeMarco
Great deals and boss man always working with you to get the best deal ty my friend 🙏
Mark Hidden
I just want to say that Ray and Naomi at the Lynn store are just amazing!!!. I ordered a stackable W/D online and after speaking with my landlord they informed me the stackable was not going to work for my outlets. I called the Lynn store and explain my dilema to Ray and he adviced to call the customer service line and cancel my order. He said he would take care of everything after I cancel it. Not only Ray created a brand new order for me after I applied on his store website he also picked the lowest WTTS more affordable LG brands he already had in store in stock for me. Naomi finished the contract with me over the phone and guided me thru all the online signatures. I never had to step a foot on the store!! Ordered it on a Wednesday had it delivered AND installed to my apartment today (June 12) Monday by 2 very friendly and professional gentlemen. I am extremely pleased with this store. They all went above and beyond and now I get to do my laundry at home. Thank you Ray, Naomi and my delivery guys!
Amaber De Los Santos
Most stores in Lynn will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Massachusetts, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Lynn.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Massachusetts has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Massachusetts has a specific rent-to-own statute (Massachusetts Rent-to-Own Law). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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