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Rent to own stores in Hagerstown, Maryland

2 rent-to-own stores serve Hagerstown, MD, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 1 company in the Hagerstown area serve Hagerstown

Stores

The 2 rent-to-own stores in Hagerstown, MD

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Frederick Baltimore Aberdeen Cumberland Easton

Compare 2 rent-to-own stores in Hagerstown

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Hagerstown, MD

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent-A-Center 3.8 79 reviews 79 Eastern Blvd N (301) 791-9900 Website: Rent-A-Center, 79 Eastern Blvd N
Aaron's 3.5 84 reviews 1181 Maryland Ave (301) 733-2514 Website: Aaron's, 1181 Maryland Ave

What customers are saying

Recent reviews from rent-to-own stores in Hagerstown.

My husband and I went to Rent A Center in Hagerstown, we were just looking to see how their prices compared to other local furniture stores. Eddie was super helpful and there was a 50% off sale!! We paid cash for the furniture. The delivery arrived on time, with a notification call to let us know they were on the way. The delivery team did a fantastic job of bringing in our furniture and with the set up. THANK YOU EDDIE AND TEAM. We will be return customers and send our friends your way.

Kathy Feigley
Rent-A-Center

This location has some of the best employees Eddie Jackson and Howard have been the best. I have fell under some really difficult times and all three gentlemen have done over and beyond to help me in my time of difficulties. If you are looking for down to earth people and the best customer service this is the store to go to. Thanks guys for everything that you do.

Jeanette Carraway
Rent-A-Center

New team is great and better than the last! Credit Manager is very polite and always works with people to help them keep the product. Sales Manager is very personable and has great mannerism. New store manager is good as well, always trying to give people best deals possible. Love this new team!

Damian SandBoxer
Rent-A-Center

This location has some of the best employees Eddie Jackson and Howard have been the best. I have fell under some really difficult times and all three gentlemen have done over and beyond to help me in my time of difficulties. If you are looking for down to earth people and the best customer service this is the store to go to. Thanks guys for everything that you do.

Jeanette Carraway
Rent-A-Center

New team is great and better than the last! Credit Manager is very polite and always works with people to help them keep the product. Sales Manager is very personable and has great mannerism. New store manager is good as well, always trying to give people best deals possible. Love this new team!

Damian SandBoxer
Rent-A-Center

Just stopped in too get a ps5, and the experience was amazing! Greeted as soon as I walked in, service was quick friendly, attentive, and made sure before anything was finalized that I was completely happy with my purchase. Thank you for making my weekend off amazing!

Eric Kelley
Aaron's
Reviews from Google
Hagerstown, MD

What renting to own in Hagerstown looks like

2 rent-to-own stores serve Hagerstown, MD, from 2 companies.

Stores here include Rent-A-Center (79 Eastern Blvd N), Aaron's (1181 Maryland Ave).

Maryland regulates rent-to-own under Maryland Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding charges.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Hagerstown will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Maryland, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Hagerstown

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Hagerstown.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Maryland has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Maryland law

What Maryland law gives you before you sign

Maryland regulates rent-to-own under Maryland Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Maryland Rental-Purchase Agreement Act Md. Code Ann., Com. Law §§ 12-1101 to 12-1112
Disclosure requirements Must disclose total number and amount of payments, total cost of agreement, cash price, and early purchase option.
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding charges.

Nearby cities

Frederick (1) Baltimore (5) Aberdeen (2) Cumberland (2) Easton (2) Elkton (2) Glen Burnie (2) Lexington Park (2)
All rent-to-own stores in Maryland

Categories in Hagerstown

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2)

Counts are the stores in Hagerstown carrying that category. A category no Hagerstown store carries is not listed.

Renting to own in Hagerstown, answered

There are 2 rent-to-own stores in Hagerstown, MD, from 2 companies: Aaron's, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Hagerstown do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Hagerstown offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Maryland requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Maryland regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Maryland are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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