VRTO

Rent to Own Stores in Hagerstown, MD

Hagerstown, MD has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in MD (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding charges.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
3.7 ★ Avg Rating
157 Reviews

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Compare Rent-to-Own Stores in Hagerstown, MD

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 3.8 76 reviews 79 Eastern Blvd N (301) 791-9900 Visit Website
Aaron's 3.5 81 reviews 1181 Maryland Ave (301) 733-2514 Visit Website

Store Hours Today (Monday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Hagerstown.

My husband and I went to Rent A Center in Hagerstown, we were just looking to see how their prices compared to other local furniture stores. Eddie was super helpful and there was a 50% off sale!! We paid cash for the furniture. The delivery arrived on time, with a notification call to let us know they were on the way. The delivery team did a fantastic job of bringing in our furniture and with the set up. THANK YOU EDDIE AND TEAM. We will be return customers and send our friends your way.

Kathy Feigley
Rent-A-Center

This location has some of the best employees Eddie Jackson and Howard have been the best. I have fell under some really difficult times and all three gentlemen have done over and beyond to help me in my time of difficulties. If you are looking for down to earth people and the best customer service this is the store to go to. Thanks guys for everything that you do.

Jeanette Carraway
Rent-A-Center

New team is great and better than the last! Credit Manager is very polite and always works with people to help them keep the product. Sales Manager is very personable and has great mannerism. New store manager is good as well, always trying to give people best deals possible. Love this new team!

Damian SandBoxer
Rent-A-Center

Just stopped in too get a ps5, and the experience was amazing! Greeted as soon as I walked in, service was quick friendly, attentive, and made sure before anything was finalized that I was completely happy with my purchase. Thank you for making my weekend off amazing!

Eric Kelley
Aaron's

i have been a repeat customer for the past 2 1/2 years and i have nothing but great things to say about the staff at this location. if there is ever a issue they go above and beyond to handle whatever comes up. i upgraded my washer/dryer recently the delivery was perfect. please dont hesitate to go here you wont regret it

Ginger Hodge
Aaron's

I went into finish my application process that I started online for a washer and dryer. The staff was super friendly and made me feel like family. The manager requested to see pictures of my cats. Her boss came in while we were looking at pictures of my cats, and even though he isn't a cat person, we had great conversation. He did enjoy the pictures of my dogs, though. I will give them 1,000% for customer service and for the price for the combo set I got.

Les Clipp
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Hagerstown will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Maryland, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Hagerstown

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Hagerstown.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Maryland has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Hagerstown

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Frequently Asked Questions About Rent-to-Own in Hagerstown

Hagerstown, MD has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Hagerstown do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Hagerstown offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Maryland requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Maryland regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Maryland are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.