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Rent to Own Stores in Cumberland, Maryland

3 stores across 7 categories

Cumberland, MD has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in MD (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding charges. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 3 rent-to-own stores in Cumberland

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Cumberland, MD

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Aaron's 4.5 138 reviews 1623 E Oldtown Rd (301) 722-2580 Visit Website
Aaron's 4.5 138 reviews 1050 Industrial Blvd (301) 722-2580 Visit Website
Rent-A-Center 4.1 61 reviews 32 Queen City Dr (301) 722-6332 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Cumberland.

The 2 people who delivered my furniture were the nicest and most respectful. They took the extra time and care to get my furniture in my house and set up when it was nearly impossible. They made it happen when it looked like it wasn’t going to happen. I love rent a center for the prices and the people!

Crystal Henry
Rent-A-Center

Excellent service 👏 👍 and great loyalty 👏 by putting quality over quantity 👌 and making the costumer feel right at home in the time of need 😀

Pamela Fulton
Rent-A-Center

Great experience great product and some weeks when I was hurting for money you guys were there to help me I greatly appreciate everything and I will definitely be back again.

Billy Spiker
Rent-A-Center

Excellent service 👏 👍 and great loyalty 👏 by putting quality over quantity 👌 and making the costumer feel right at home in the time of need 😀

Pamela Fulton
Rent-A-Center

The 2 people who delivered my furniture were the nicest and most respectful. They took the extra time and care to get my furniture in my house and set up when it was nearly impossible. They made it happen when it looked like it wasn’t going to happen. I love rent a center for the prices and the people!

Crystal Henry
Rent-A-Center

I had a bedroom suite delivered. I wasn't sure if it was goin to fit like i had hoped. DJ and Derek made it happen. They assembled and help set my room up. These guys are the best! I would recommend them to anyone who needs furniture and help assembling! Im so happy with my bed Thank you!

Chasity Barrett
Aaron's
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Cumberland will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Maryland, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Cumberland

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Cumberland.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Maryland has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Maryland: what the law gives you

Maryland has a specific rent-to-own statute (Maryland Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Cumberland

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

Baltimore Aberdeen Dundalk Easton Elkton Glen Burnie Hagerstown Lexington Park
All rent-to-own stores in Maryland

Rent-to-own in Cumberland, answered

Cumberland, MD has 3 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Cumberland do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Cumberland offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Maryland requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Maryland regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Maryland are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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