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Rent to own stores in Cumberland, Maryland

2 rent-to-own stores serve Cumberland, MD, and 1 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 1 company in the Cumberland area serve Cumberland

Stores

The 2 rent-to-own stores in Cumberland, MD

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Baltimore Aberdeen Easton Elkton Glen Burnie

Compare 2 rent-to-own stores in Cumberland

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Cumberland, MD

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Aaron's 4.5 140 reviews 1050 Industrial Blvd (301) 722-2580 Website: Aaron's, 1050 Industrial Blvd
Rent-A-Center 4.1 62 reviews 32 Queen City Dr (301) 722-6332 Website: Rent-A-Center, 32 Queen City Dr

What customers are saying

Recent reviews from rent-to-own stores in Cumberland.

The 2 people who delivered my furniture were the nicest and most respectful. They took the extra time and care to get my furniture in my house and set up when it was nearly impossible. They made it happen when it looked like it wasn’t going to happen. I love rent a center for the prices and the people!

Crystal Henry
Rent-A-Center

Excellent service 👏 👍 and great loyalty 👏 by putting quality over quantity 👌 and making the costumer feel right at home in the time of need 😀

Pamela Fulton
Rent-A-Center

Great experience great product and some weeks when I was hurting for money you guys were there to help me I greatly appreciate everything and I will definitely be back again.

Billy Spiker
Rent-A-Center

The 2 people who delivered my furniture were the nicest and most respectful. They took the extra time and care to get my furniture in my house and set up when it was nearly impossible. They made it happen when it looked like it wasn’t going to happen. I love rent a center for the prices and the people!

Crystal Henry
Rent-A-Center

Excellent service 👏 👍 and great loyalty 👏 by putting quality over quantity 👌 and making the costumer feel right at home in the time of need 😀

Pamela Fulton
Rent-A-Center

I had a bedroom suite delivered. I wasn't sure if it was goin to fit like i had hoped. DJ and Derek made it happen. They assembled and help set my room up. These guys are the best! I would recommend them to anyone who needs furniture and help assembling! Im so happy with my bed Thank you!

Chasity Barrett
Aaron's
Reviews from Google
Cumberland, MD

What renting to own in Cumberland looks like

2 rent-to-own stores serve Cumberland, MD, from 2 companies.

Stores here include Aaron's (1050 Industrial Blvd), Rent-A-Center (32 Queen City Dr).

Maryland regulates rent-to-own under Maryland Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding charges.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Cumberland will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Maryland, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Cumberland

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Cumberland.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Maryland has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Maryland law

What Maryland law gives you before you sign

Maryland regulates rent-to-own under Maryland Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Maryland Rental-Purchase Agreement Act Md. Code Ann., Com. Law §§ 12-1101 to 12-1112
Disclosure requirements Must disclose total number and amount of payments, total cost of agreement, cash price, and early purchase option.
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding charges.

Nearby cities

Baltimore (5) Aberdeen (2) Easton (2) Elkton (2) Glen Burnie (2) Hagerstown (2) Lexington Park (2) Salisbury (2)
All rent-to-own stores in Maryland

Categories in Cumberland

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2)

Counts are the stores in Cumberland carrying that category. A category no Cumberland store carries is not listed.

Renting to own in Cumberland, answered

There are 2 rent-to-own stores in Cumberland, MD, from 2 companies: Aaron's, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Cumberland do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Cumberland offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Maryland requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Maryland regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Maryland are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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