1 store across 8 categories
Central City, KY has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Arona. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, tires-wheels. Rent-to-own transactions are legal and regulated in KY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Last checked 1 week ago
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Recent reviews from rent-to-own stores in Central City.
The gentleman in the store was pleasant to work with and very helpful. He made the process easy and seamless. The two gentleman who delivered my appliances did amazing as well! I love my appliances!! Not once complaint for the entire process! And love that it's 6 mths same as cash!
Wendy Arnold
Excellent, fast, friendly, layed back people. Nice clean furniture. Goes out of their way to get things delivered to you! These guys are undeniably the best in customer service I've experienced in a long time, anywhere. The friendliest staff you'll ever meet. I dealt with Mike and he was just awesome, honest, and responded to help me fix a problem I had in a quick way to fix it. I have extreme anxiety and OCD and he handled it like it was bi big deal. Highly would recommend him to anyone.
KKS
Went in the store, they were very helpful, was in and out in less than an hour. They have some beautiful things there. I would 100% recomend them. Hands down. The staff is really friendly
Maryann Yoppolo
Rverytime im in the store...and I like spending money so it pretty regular, Allen, Mike the whole gang treat me as if I were their best customer. Uve had challenginf credit, they always get me exactlt whzt i want and make you feel like your credit score is off the charts. I shop a lot of places kow and again. But my local Arona is the go to place for me. Thanks to Allen, Michael, Sawyer, and im sure im missing some
Jason Ingram
Mike is great!! He has awesome customer service! Returned every call promptly!!! Store is much friendlier now that he has taken over!!! Delivery guy was great at his job as well! Thank you for a much different experience compared to the past!!!
Nancy Bruce
Most stores in Central City will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Central City.
Check the store listing above for ratings, products offered, and contact details before making your visit.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Kentucky has a specific rent-to-own statute (Kentucky Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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