3 stores across 9 categories
Council Bluffs, IA has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Ace Rent To Own, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Companies
Last checked 3 weeks ago
Last checked 2 weeks ago
40 Power Dr
Council Bluffs, IA 51501
Last checked 4 weeks ago
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Compare 3 rent-to-own stores in Council Bluffs
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.5 119 reviews | 1823 W Broadway | (712) 322-4191 | Visit Website |
| Ace Rent To Own | 4.3 189 reviews | 3401 W. Broadway, | (712) 322-5300 | Visit Website |
| Rent-A-Center | 4.0 43 reviews | 40 Power Dr | (712) 366-8098 | Visit Website |
Recent reviews from rent-to-own stores in Council Bluffs.
Best store hands down is the Ace in Council Bluffs!! Love those girls that work there! They do everything and anything to help get me what I need and to manage my payments! Thank you Ace Rent To Own Council Bluffs!!!
Miranda Lewis
Love this place! Did business with Ace Rent to Own years ago. Bought all of my household furniture from them in the 90's. Great products! Professional, courteous and down to earth staff back then (in a different state, altogether) and the same kind of people in this company in this store, now! Look forward to a great business relationship with them, and will definitely recommend to my family, friends, co-workers, or anyone in need of renting just about anything! Shout out to Jody at the Council Bluffs store on Broadway for her knowledgeable and rapid response to getting me a washer and dryer very quickly! Will definitely be purchasing other items in the future!
Debbie Wilson
they were very nice and helpful. They had a good selection of items. They also were willing to work with me . I would recommend this store
Jamie DeFore
Great team! I absolutely adore them all. They are always helpful and willing to work with me.
jennifer green
Love this place! Did business with Ace Rent to Own years ago. Bought all of my household furniture from them in the 90's. Great products! Professional, courteous and down to earth staff back then (in a different state, altogether) and the same kind of people in this company in this store, now! Look forward to a great business relationship with them, and will definitely recommend to my family, friends, co-workers, or anyone in need of renting just about anything! Shout out to Jody at the Council Bluffs store on Broadway for her knowledgeable and rapid response to getting me a washer and dryer very quickly! Will definitely be purchasing other items in the future!
Debbie Wilson
I've rented several items from the Council Bluffs, Iowa location. The entire staff is always friendly and professional. The quality of merchandise has always been great. Highly recommend this location.
Kelly Brady
Most stores in Council Bluffs will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Iowa, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Council Bluffs.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Iowa has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Iowa has a specific rent-to-own statute (Iowa Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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