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Rent to Own Stores in Madison, IN

Madison, IN has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, American Rental. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.4 ★ Avg Rating
314 Reviews

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Compare Rent-to-Own Stores in Madison, IN

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Store Rating Location Phone
American Rental 4.7 227 reviews 509 Clifty Dr. (812) 265-6677 Visit Website
Aaron's 4.1 87 reviews 750 Clifty Dr. (812) 265-8151 Visit Website

What Customers Are Saying

Recent reviews from rent-to-own stores in Madison.

It was quick and easy probably the simplest thing I've ever had to do!! Got online selected the items I wanted paid a very good price for what I chose, the staff got in touch with me by next day and delivery will be this evening so im very happy and satisfied with American rental service love this place!!!

Shawn Hemingway
American Rental

Quick and easy! And better prices than everywhere else. Very satisfied with this place. Thank you, and I will be back!

Jordan Binion
American Rental

I'm very picky when it comes to the furniture I have in my home. There has to be comfort and style! American Rental Home Furnishings Delivered both! The delivery was on time and the delivery team was both kind and professional.

Shelly Anne Brandenburg
American Rental

Excellent place!! Nothing but good experiences and will continue using them for all my furniture and appliance needs! Nate is awesome!

Cierra Boldery
American Rental

Just want to give a huge shout out to Bret awesome manager and definitely knows his stuff. Always a pleasure doing business with him

Carrie Rose
Aaron's

Great stuff at great prices and they don't call you 100 times if you are just 1 or 2 days late. Best staff around who will be kind and helpful from the moment you walk thru the door but also have the respect to give you time to look around if you dont need help right away. When or if anything comes up, like being behind payment wise, they are more than likely always able to work with you and can even help make your contract more manageable as long as you explain to them whats going on. The manager Zack is amazing there and willing to give the shirt off his back to help every customer. By now I know pretty much the whole staff on first name bases bc we have rented atleast 3-5 differnt pieces from them, all rented and now we own them all. They are definitely the absolute best rent to own place in town and I can say that with conviction. Unlike other places they have nothing shady going on and they dont harass you like the other if you're a minute/day late on coming in. Highly recommend for anyone in madison or surrounding areas to go to Aaron's first for any of your household needs before checking out any other rent to own places. They can even work deals with you to make it where you get what you need at a rate you know you are actually able to pay bi weekly or however you need it to be. 5star service and staff by far!!

Whitney Platt
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Madison will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Indiana, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Madison

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Madison.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Frequently Asked Questions About Rent-to-Own in Madison

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.