VRTO

Rent to Own Stores in Lafayette, IN

Lafayette, IN has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.1 ★ Avg Rating
173 Reviews

Compare 2 rent-to-own stores in Lafayette

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Compare Rent-to-Own Stores in Lafayette, IN

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 3.9 66 reviews 2200 Elmwood Ave (765) 447-0775 Visit Website
Aaron's 4.3 107 reviews 15 S Creasy Ln (765) 447-1607 Visit Website

Store Hours Today (Sunday)

0 stores open now
3 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Lafayette.

Eric and the staff are excellent. They are genuinely helpful and pleasant to talk to. They do an amazing job. I got my couch there and paid it off. Now I have a really nice bed from there and it's almost paid off. I'll be getting a TV after the bed. Thank you to the staff and Eric for being so gracious and kind.

Marie Young
Rent-A-Center

Quick and easy and super knowledgeable staff and management. They know they stuff and got me what I needed with little to no hassle. In and out. Can’t complain, even got next day delivery. Ten of ten experience w a five star review!

TaVarius Radford
Rent-A-Center

Eric is one of the best store managers around always friendly and willing to help with anything you want in the store I have purchased lots of stuff from Eric over there years and I will continue to do so everything I have purchased has always suited me

Christopher Sizemore
Rent-A-Center

I’ve been through a couple different furniture places that do lease to own but they’ve all been rude and do not care if what you’re renting breaks down. I switched to Aaron’s and they’ve been so amazing. They’re understanding if you have a late payment and are always SO friendly. They’re eager to help with any issues and have truly been the best.

Rachel Shaw
Aaron's

I have been a loyal customer for years and I plan to keep going there when I need to get furniture or appliances. It is great that we can get what we need just by renting to owe it. They are really great people and they treat you like you are important. They greet you right away and make sure that they look at you when you come into their store here in Lafayette, IN.. If they are busy, they let you know they will help you when they are finished with their other customer. Plus with this Covid 19 Virus going around, it is hard to really go into stores and shop. So it is nice that we are able to shop on line. I don't think that we are going to be going to any other rent to owe place unless Aaron's closes for good.

Carrie May
Aaron's

The account is in my husbands' name however we have received great deals with them. We have paid off a few contracts and we continue to add on new contracts. Aaron's has reported positive credit reporting with 2 of 3 agencies of each account closed. I have worked closely with Dustin & Jenny. I can't remember all their names, but all the Sales Associates & Delivery Men are fantastic!! They are well mannered & most helpful.

R. Graham- Bailey
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Lafayette will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Indiana, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Lafayette

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Lafayette.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Lafayette

appliances in Lafayette computers in Lafayette electronics in Lafayette furniture in Lafayette gaming in Lafayette jewelry in Lafayette mattresses in Lafayette smartphones in Lafayette tires-wheels in Lafayette

Frequently Asked Questions About Rent-to-Own in Lafayette

Lafayette, IN has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, American Rental, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Lafayette do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Lafayette offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.