Skip to main content
New: 1,005 rent-to-own tire locations
VRTO

Rent to own stores in Lafayette, Indiana

4 rent-to-own stores serve Lafayette, IN, and 1 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 2 companies in the Lafayette area serve Lafayette

Stores

The 4 rent-to-own stores in Lafayette, IN

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

Sort

4 stores shown · sorted by relevance

Listings and rankings on VRTO are never paid for. How rankings work

Companies

Matching service Not sure which Lafayette store? We'll match you with a recommended store near you. Free, and it costs nothing to look. They reach out about availability and pricing.
Get VRTO store updates

Subscribe to marketing emails about rent-to-own stores and offers. Your email is not shared with stores. Unsubscribe anytime.

By signing up, you agree to receive marketing emails about stores and offers. We use your email and selected interests to send these updates. Your email is not shared with stores. Unsubscribe anytime. Subscription privacy.

You are subscribed to VRTO updates.

No stores match those filters

Try a different category, clear a filter, or look at a nearby city.

Crawfordsville Attica Monticello Indianapolis Elkhart

Compare 4 rent-to-own stores in Lafayette

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Lafayette, IN

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
American Rental 4.7 249 reviews 2224 Teal Rd (765) 448-4992 Website: American Rental, 2224 Teal Rd
Aaron's 4.3 111 reviews 15 S Creasy Ln (765) 447-1607 Website: Aaron's, 15 S Creasy Ln
Rent-A-Center 3.9 66 reviews 2200 Elmwood Ave (765) 447-0775 Website: Rent-A-Center, 2200 Elmwood Ave
Rent-A-Center 3.5 41 reviews 109 Beck Ln (765) 474-3800 Website: Rent-A-Center, 109 Beck Ln

What customers are saying

Recent reviews from rent-to-own stores in Lafayette.

My favorite local rent-to-own shop!! They have brand new high quality home furnishings and appliances! Gaming PC’s and huge home audio/bluetooth speakers!!! Most of the stuff in store is about $100-$300 off internet value too! I paid $350 for a $600 speaker!! Ended up getting a second one for work too 😆

Cory Wooton
American Rental

The staff are amazing the manager worked with me to get everything I needed within my budget and delivered it on time and everyone was super friendLY hands down they are way better then RAC OR AARON'S. THEY HAVE MY VOTE The manager Shannon is awesome!!!!

Matthew Savage
American Rental

WOW! The staff were so wonderful and very polite. Shannon made sure she found me the best deal that would fit my budget. The delivery staff were also very helpful and very diligent in the attention to detail and were very mindful in not damaging the property.

Rayne Shideler
American Rental

Been going here off and on for alot of years I went here when it was call giants ,with Maria, Shannon is awesome she so sweet as if we been best friends for years if we are in there and she is helping someone else she will let you k ow she will be right with you and her whole team us awesome very kind thanks Shannon and crew I will tell others for sure

Brenda Martin
American Rental

Management was very helpful in finding what I wanted in different stores because this store is small so they can’t have as much on display as the bigger stores. The movers were professional and prompt showing up when they said they would and being mindful of my dwelling and the merchandise being delivered always a pleasure

Chattie Roland
American Rental

Eric and the staff are excellent. They are genuinely helpful and pleasant to talk to. They do an amazing job. I got my couch there and paid it off. Now I have a really nice bed from there and it's almost paid off. I'll be getting a TV after the bed. Thank you to the staff and Eric for being so gracious and kind.

Marie Young
Rent-A-Center
Reviews from Google
Lafayette, IN

What renting to own in Lafayette looks like

4 rent-to-own stores serve Lafayette, IN, from 3 companies.

Stores here include American Rental (2224 Teal Rd), Aaron's (15 S Creasy Ln), Rent-A-Center (2200 Elmwood Ave), Rent-A-Center (109 Beck Ln).

Indiana regulates rent-to-own under Indiana Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Lafayette will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Indiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Lafayette

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Lafayette.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Indiana law

What Indiana law gives you before you sign

Indiana regulates rent-to-own under Indiana Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Indiana Rental-Purchase Agreement Act Ind. Code §§ 24-7-1-1 to 24-7-9-3
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, a statement that the consumer does not acquire ownership until al...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.

Nearby cities

Crawfordsville (2) Attica (1) Monticello (1) Indianapolis (17) Elkhart (5) Evansville (5) Fort Wayne (5) Columbus (4)
All rent-to-own stores in Indiana

Categories in Lafayette

Furniture(4) Appliances(4) Electronics(4) Computers(4) Mattresses(4) Smartphones(2) Gaming(4) Tires & Wheels(1)

Counts are the stores in Lafayette carrying that category. A category no Lafayette store carries is not listed.

Renting to own in Lafayette, answered

There are 4 rent-to-own stores in Lafayette, IN, from 3 companies: Aaron's, American Rental, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Lafayette do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Lafayette offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

Looking somewhere else?

Enter another ZIP code to compare rent-to-own stores near you.

VRTO uses cookies. We do not sell your information.

Do Not Sell or Share My Personal Information

Your browser sent a Global Privacy Control signal, so we set your choices to only what's needed.

Do Not Sell or Share My Personal Information

Your cookie choices

Necessary cookies keep the site working and can't be turned off. You choose the rest.

Global Privacy Control is enabled in this browser. Analytics remains off.

Necessary

Keeps you signed into your session, protects forms from abuse, and remembers your state so search results are right. Always on.

Analytics

Tells us which pages help people find a rent-to-own store, so we know what to fix. No ad targeting, no cross-site tracking.

Do Not Sell or Share My Personal Information