Last checked 1 month ago
Rent to Own Stores in Lafayette, Indiana
4 stores across 7 categories
Lafayette, IN has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, American Rental, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Lafayette at a glance
4
RTO Stores
3
Companies
4.1 ★
Avg Rating
456
Reviews
Brands here
Aaron's
American Rental
Rent-A-Center
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Companies
A
Furniture
Appliances
Electronics
Computers
Mattresses
+1 more
Last checked 1 month ago
Furniture
Appliances
Electronics
Computers
Mattresses
+2 more
Last checked 3 weeks ago
109 Beck Ln
Lafayette, IN 47909
Furniture
Appliances
Electronics
Computers
Mattresses
+2 more
Last checked 4 weeks ago
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Companies
Compare 4 rent-to-own stores in Lafayette
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Lafayette, IN
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| American Rental | 4.7 239 reviews | 2224 Teal Rd | (765) 448-4992 | Visit Website |
| Aaron's | 4.3 111 reviews | 15 S Creasy Ln | (765) 447-1607 | Visit Website |
| Rent-A-Center | 3.9 65 reviews | 2200 Elmwood Ave | (765) 447-0775 | Visit Website |
| Rent-A-Center | 3.5 41 reviews | 109 Beck Ln | (765) 474-3800 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Lafayette.
Been going here off and on for alot of years I went here when it was call giants ,with Maria, Shannon is awesome she so sweet as if we been best friends for years if we are in there and she is helping someone else she will let you k ow she will be right with you and her whole team us awesome very kind thanks Shannon and crew I will tell others for sure
Brenda Martin
My favorite local rent-to-own shop!! They have brand new high quality home furnishings and appliances! Gaming PC’s and huge home audio/bluetooth speakers!!! Most of the stuff in store is about $100-$300 off internet value too! I paid $350 for a $600 speaker!! Ended up getting a second one for work too 😆
Cory Wooton
Management was very helpful in finding what I wanted in different stores because this store is small so they can’t have as much on display as the bigger stores. The movers were professional and prompt showing up when they said they would and being mindful of my dwelling and the merchandise being delivered always a pleasure
Chattie Roland
Shanon was great with her customer service, great attitude and great personality. They have great deals on anything you need. 10/10 recommends
Mark Horn
Everyone was so nice. The process was quick and easy. I was shocked when my order was delivered immediately.
Kristy McIntosh
Eric and the staff are excellent. They are genuinely helpful and pleasant to talk to. They do an amazing job. I got my couch there and paid it off. Now I have a really nice bed from there and it's almost paid off. I'll be getting a TV after the bed. Thank you to the staff and Eric for being so gracious and kind.
Marie Young
Reviews from Google
What to bring when visiting a rent-to-own store
Most stores in Lafayette will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Indiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Lafayette
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Lafayette.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Indiana: what the law gives you
Indiana has a specific rent-to-own statute (Indiana Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Shop by category in Lafayette
Rent-to-own in nearby cities
All rent-to-own stores in IndianaRent-to-own in Lafayette, answered
Lafayette, IN has 5 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, American Rental, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Lafayette do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Lafayette offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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