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Rent to own stores in Bedford, Indiana

2 rent-to-own stores serve Bedford, IN, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 1 company in the Mitchell area serve Bedford

Stores

The 2 rent-to-own stores in Bedford, IN

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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2 stores shown · sorted by relevance

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Bloomington Indianapolis Elkhart Evansville Fort Wayne

Compare 2 rent-to-own stores in Bedford

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Bedford, IN

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
American Rental 4.8 285 reviews 1416 James Ave (812) 275-4466 Website: American Rental, 1416 James Ave
Growby's RTO 4.8 275 reviews 3309 16th St (812) 279-6744 Website: Growby's RTO, 3309 16th St

What customers are saying

Recent reviews from rent-to-own stores in Bedford.

We love working with AMERICAN RENTAL. They are so Friendly an offer advice to the questions that you ask.

Desirae Gabhart-Bates
American Rental

I love working with American rental whenever I’m in need furniture appliances. They’ve always been there and I loved the same as cash options. I think that is a great opportunity. Also, their tires I just purchased was excellent tires smooth riding and And a good price at that all that comes with it thank you so much

Scott Mundy
American Rental

Heidi and mark and always nice and have great understanding of people and our situations

Ty G
American Rental

Very friendly and very helpful. I couldn't ask for a better experience

Tasha Marie
American Rental

Very friendly and very helpful. I couldn't ask for a better experience

Tasha Marie
American Rental

They ordered our appliance on time! Both the guys were pleasant! Made sure we had the right cord to plug it in, and even helped us move the old one out of the way! Made sure it came on and worked, and gave us some tips! Would highly recommend!

Kiley Jones
Growby's RTO
Reviews from Google
Bedford, IN

What renting to own in Bedford looks like

2 rent-to-own stores serve Bedford, IN, from 2 companies.

Stores here include American Rental (1416 James Ave), Growby's RTO (3309 16th St).

Indiana regulates rent-to-own under Indiana Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Bedford will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Indiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Bedford

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Bedford.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Indiana law

What Indiana law gives you before you sign

Indiana regulates rent-to-own under Indiana Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Indiana Rental-Purchase Agreement Act Ind. Code §§ 24-7-1-1 to 24-7-9-3
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, a statement that the consumer does not acquire ownership until al...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.

Nearby cities

Bloomington (3) Indianapolis (17) Elkhart (5) Evansville (5) Fort Wayne (5) Columbus (4) Kokomo (4) Lafayette (4)
All rent-to-own stores in Indiana

Categories in Bedford

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2) Tires & Wheels(1)

Counts are the stores in Bedford carrying that category. A category no Bedford store carries is not listed.

Renting to own in Bedford, answered

There are 2 rent-to-own stores in Bedford, IN, from 2 companies: American Rental, Growby's RTO. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Bedford do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Bedford offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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