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Rent to own stores in Quincy, Illinois

2 rent-to-own stores serve Quincy, IL.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Quincy, IL

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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2 stores shown · sorted by relevance

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Compare 2 rent-to-own stores in Quincy

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Quincy, IL

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent One 4.6 208 reviews 4809 Broadway St (217) 224-4900 Website: Rent One, 4809 Broadway St
Rent-A-Center 4.0 75 reviews 2535 Broadway St (217) 228-0700 Website: Rent-A-Center, 2535 Broadway St

What customers are saying

Recent reviews from rent-to-own stores in Quincy.

Went to rent one yesterday to look for a new bed and had the best experience. Scott the store manager was extremely helpful and nice with all the questions we had. He even hooked us up with a good deal. I’m very happy to be purchasing not only a bed but also a new table from him.

carly eddy
Rent One

My husband and I went in with zero experience or even have clue on was we wanted, & Scott his team were the best we could have ever ask for! Scott helped us find exactly what we needed and wanted . Also explained everything to us without us even having to ask. The team also helped us out with options and giving their best advice they was also very happy for us and made us feel like family if we could give them more then 5 stars we would give it them hand down the best rent one area and the best dream team!

Hillary Harrison
Rent One

This is my third time going to rent one and Scott has always been top notch helping me out. I went in late last night for a new mattress and it’s already being delivered a day later ! Scott is very nice & professional go check them out !

Erica Miller
Rent One

I’m very happy with the stuff I got, how easy and quick it was to get approved and set a date where they came and with how fast Scott and Bailey came and delivered it! I recommend going to Rent One and talking to Scott!

Hannah Askew
Rent One

Kevin Shelton is the person to ask for when needing help. He’s very polite, amazing customer service, knows his job well, highly recommend asking for him.

Deja Cibert
Rent One

Love the people that work here. Always nice and down to have a conversation. Also help out when need thank you guys for your amazing customer service.

Dalton Shirley
Rent-A-Center
Reviews from Google
Quincy, IL

What renting to own in Quincy looks like

2 rent-to-own stores serve Quincy, IL, from 2 companies.

Stores here include Rent One (4809 Broadway St), Rent-A-Center (2535 Broadway St).

Illinois regulates rent-to-own under Illinois Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Quincy will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Illinois, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Quincy

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Quincy.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Illinois has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Illinois law

What Illinois law gives you before you sign

Illinois regulates rent-to-own under Illinois Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Illinois Rental-Purchase Agreement Act 815 ILCS 175/1 to 175/35
Disclosure requirements Must disclose total number and amount of periodic payments, total cost, cash price, description of property, early purchase option, and rein...
Early buyout rights Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Chicago (5) Springfield (5) Decatur (4) Belleville (3) Bloomington (3) Granite City (3) Jacksonville (3) Litchfield (3)
All rent-to-own stores in Illinois

Categories in Quincy

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(2) Gaming(2) Tires & Wheels(1)

Counts are the stores in Quincy carrying that category. A category no Quincy store carries is not listed.

Renting to own in Quincy, answered

There are 2 rent-to-own stores in Quincy, IL, from 2 companies: Rent One, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Quincy do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Quincy offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Illinois requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Illinois regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Illinois are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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