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Last checked 1 day ago
Rent to Own Stores in Quincy, Illinois
2 stores across 7 categories
Quincy, IL has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent One, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IL (Source: State Legislature). Early purchase rights: Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Quincy at a glance
2
RTO Stores
2
Companies
4.3 ★
Avg Rating
282
Reviews
Brands here
Rent One
Rent-A-Center
Sort
Companies
Furniture
Appliances
Electronics
Computers
Mattresses
+2 more
Last checked 1 month ago
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Companies
Compare 2 rent-to-own stores in Quincy
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Quincy, IL
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent One | 4.6 208 reviews | 4809 Broadway St | (217) 224-4900 | Visit Website |
| Rent-A-Center | 4.0 74 reviews | 2535 Broadway St | (217) 228-0700 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Quincy.
Went to rent one yesterday to look for a new bed and had the best experience. Scott the store manager was extremely helpful and nice with all the questions we had. He even hooked us up with a good deal. I’m very happy to be purchasing not only a bed but also a new table from him.
carly eddy
My husband and I went in with zero experience or even have clue on was we wanted, & Scott his team were the best we could have ever ask for! Scott helped us find exactly what we needed and wanted . Also explained everything to us without us even having to ask. The team also helped us out with options and giving their best advice they was also very happy for us and made us feel like family if we could give them more then 5 stars we would give it them hand down the best rent one area and the best dream team!
Hillary Harrison
This is my third time going to rent one and Scott has always been top notch helping me out. I went in late last night for a new mattress and it’s already being delivered a day later ! Scott is very nice & professional go check them out !
Erica Miller
I’m very happy with the stuff I got, how easy and quick it was to get approved and set a date where they came and with how fast Scott and Bailey came and delivered it! I recommend going to Rent One and talking to Scott!
Hannah Askew
Kevin Shelton is the person to ask for when needing help. He’s very polite, amazing customer service, knows his job well, highly recommend asking for him.
Deja Cibert
Love the people that work here. Always nice and down to have a conversation. Also help out when need thank you guys for your amazing customer service.
Dalton Shirley
Reviews from Google
What to bring when visiting a rent-to-own store
Most stores in Quincy will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Illinois, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Quincy
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Quincy.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Illinois has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Illinois: what the law gives you
Illinois has a specific rent-to-own statute (Illinois Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Shop by category in Quincy
Rent-to-own in nearby cities
All rent-to-own stores in IllinoisRent-to-own in Quincy, answered
Quincy, IL has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Rent One and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Quincy do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Quincy offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Illinois requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Illinois regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Illinois are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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