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Rent to own stores in St. Petersburg, Florida

3 rent-to-own stores serve St. Petersburg, FL.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 4 companies in the Tampa area serve St. Petersburg

Stores

The 3 rent-to-own stores in St. Petersburg, FL

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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3 stores shown · sorted by relevance

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Compare 3 rent-to-own stores in St. Petersburg

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in St. Petersburg, FL

Side-by-side comparison to help you choose the right store for your needs.

What customers are saying

Recent reviews from rent-to-own stores in St. Petersburg.

Will has made sure to get every item i have wanted. Great service for me and my family . easy payments. Nice clean and friendly place.

Teresa Shepard
Happy's Rent To Own

Great deal on the stackable, great service from our Happys Store as usual. Called up, discussed what I needed and boom ๐Ÿ’ฅ done before end of week. Austin & Brian were quick and efficient installing and the machine Will picked looks nice! Thanks again everyone #happycustomer

Kyle Hoog-White
Happy's Rent To Own

Just have to say WOW. This was the most streamlined, fast, and awesome experience ever. From the time I parked until the time I was walking out of the building with a laptop that I really liked was maybe 10 to 15 minutes and at an amazingly low price that none of the competitors can match. Thanks for making this such a happy experience, Happy's!

Randall Whitlock
Happy's Rent To Own

I recently got a bed and a TV from Happy Home Rentals, and I couldnโ€™t be happier with my experience. From start to finish, everything was handled professionally and with care. Brian and Dylon delivered my items, and they seriously went above and beyond. They worked hard to make sure everything was set up perfectly and exactly the way I wanted it. You can tell they take pride in what they do, and it made a huge difference. I also want to give a big shoutout to Will. There was a small mishap with the wrong bed being delivered at first, but he was incredibly patient and handled it immediately without any hassle. He made sure everything was corrected quickly, which I really appreciated. Overall, this location stands out compared to others. The customer service, communication, and effort from the team were top-notch. I would definitely recommend Happy Home Rentals to anyone looking for a smooth and stress-free experience!

Kace Krause
Happy's Rent To Own

I had an amazing experience with Happyโ€™s Rental! From start to finish, everything was smooth, professional, and stress-free. Will was incredibly helpful, knowledgeable, and went above and beyond to make sure I had exactly what I needed. You can tell he truly cares about his customers and takes pride in his work. The delivery was impressively fast, and everything arrived right on time as promised. The entire process was easy, efficient, and handled with such professionalism. If youโ€™re looking for a reliable rental company with outstanding customer service, I highly recommend Happyโ€™s Rental. Will and his team are top-notch, and I will definitely be using them again!

Mellisa Walls
Happy's Rent To Own

Really nice and comfortable easy to do fast and convinient

Luna Ortiz
Rent-A-Center
Reviews from Google
St. Petersburg, FL

What renting to own in St. Petersburg looks like

3 rent-to-own stores serve St. Petersburg, FL, from 3 companies.

Stores here include Happy's Rent To Own (1900 62nd Ave. N.), Aaron's (2884 34Th St N), Rent-A-Center (3278 Central Ave).

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in St. Petersburg will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Florida, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in St. Petersburg

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in St. Petersburg.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Florida law

What Florida law gives you before you sign

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Florida Rental-Purchase Agreement Act Fla. Stat. ยงยง 559.9231 to 559.9241
Disclosure requirements Must disclose total number and amount of periodic payments, total cost of the agreement, cash price of the property, and whether the propert...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

About rent-to-own in St. Petersburg

Find rent-to-own stores in St. Petersburg, FL. Compare pricing and options from local stores.

Renting to own in St. Petersburg, answered

There are 3 rent-to-own stores in St. Petersburg, FL, from 3 companies: Aaron's, Happy's Rent To Own, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in St. Petersburg do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in St. Petersburg offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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