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Rent to Own Stores in Ocala, Florida

6 stores across 7 categories

Ocala, FL has 6 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Buddy's Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in FL (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 6 rent-to-own stores in Ocala

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Ocala, FL

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Buddy's Home Furnishings 4.5 186 reviews 1817 E Silver Springs Blvd (352) 237-5554 Visit Website
Rent-A-Center 4.2 138 reviews 4901 E Silver Springs Blvd 713 714 (352) 351-4499 Visit Website
Rent-A-Center 4.1 132 reviews 3131 Sw College Rd (352) 854-0606 Visit Website
Aaron's 4.0 137 reviews 2556 E Silver Springs Blvd (352) 368-4060 Visit Website
Aaron's 4.0 59 reviews 9264 SE Maricamp Rd (352) 687-0105 Visit Website
Aaron's 3.6 96 reviews 3131 Sw College Rd #102 (352) 237-8111 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Ocala.

Jeremy was wonderful and helped me a lot! I was behind my classes for 3 days because I needed a new laptop, he helped me get a new one quickly! He was also super nice and very helpful!

Danielle Bernas
Buddy's Home Furnishings

Daisha was truly amazing helped me with a new a/c. Was working alone and still took care of me and the phone that was ringing off the hook. Great experience.

Logan Bombardier
Buddy's Home Furnishings

Listen, Jerry from Ocala, is absolutely amazing!!! He is very friendly, He's very customer oriented and has a great personality! I've never seen somebody who treated people like actual people like he does! He's awesome and you can tell he cares about his customers, plus he's down to earth! I really appreciate everything that he has done for my family! Thanks Jerry

Stephanie
Buddy's Home Furnishings

I Like buddy's and I always been with them for years and top of thatI will still be withbuddy's Furniture store. The people are kind and Loving there,I see a problem with any of the people at that store. I paid for everything I've got from there and like I said they are very nice people in that store. Have a very pleasant day.

Lessie L. Lewis
Buddy's Home Furnishings

Great Customer Service by Jeremy as he went above and beyond by getting the piece of furniture in the style, color and price that I wanted. At Buddy’s in Ocala they are friendly and eager to assist and treat their customers like family

Sonya Morris
Buddy's Home Furnishings

Excellent service. Reliable ,Have had service with them for 14 yrs! Couldn't ask for better services! Thank you all!

Sonia Brasmer
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Ocala will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Florida, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Ocala

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 6 stores in Ocala.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Florida: what the law gives you

Florida has a specific rent-to-own statute (Florida Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Rent-to-own in Ocala, answered

Ocala, FL has 4 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Buddy's Home Furnishings, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Ocala do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Ocala offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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