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Rent to Own Stores in Ocala, FL

Ocala, FL has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Buddy's Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in FL (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

4 RTO Stores
3 Companies
4.1 ★ Avg Rating
542 Reviews

Compare 4 rent-to-own stores in Ocala

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Compare Rent-to-Own Stores in Ocala, FL

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Buddy's Home Furnishings 4.5 183 reviews 1817 E Silver Springs Blvd (352) 237-5554 Visit Website
Rent-A-Center 4.2 133 reviews 4901 E Silver Springs Blvd 713 714 (352) 351-4499 Visit Website
Rent-A-Center 4.1 132 reviews 3131 Sw College Rd (352) 854-0606 Visit Website
Aaron's 3.7 94 reviews 3131 Sw College Rd #102 (352) 237-8111 Visit Website

What Customers Are Saying

Recent reviews from rent-to-own stores in Ocala.

Jeremy was wonderful and helped me a lot! I was behind my classes for 3 days because I needed a new laptop, he helped me get a new one quickly! He was also super nice and very helpful!

Danielle Bernas
Buddy's Home Furnishings

Daisha was truly amazing helped me with a new a/c. Was working alone and still took care of me and the phone that was ringing off the hook. Great experience.

Logan Bombardier
Buddy's Home Furnishings

Listen, Jerry from Ocala, is absolutely amazing!!! He is very friendly, He's very customer oriented and has a great personality! I've never seen somebody who treated people like actual people like he does! He's awesome and you can tell he cares about his customers, plus he's down to earth! I really appreciate everything that he has done for my family! Thanks Jerry

Stephanie
Buddy's Home Furnishings

I Like buddy's and I always been with them for years and top of thatI will still be withbuddy's Furniture store. The people are kind and Loving there,I see a problem with any of the people at that store. I paid for everything I've got from there and like I said they are very nice people in that store. Have a very pleasant day.

Lessie L. Lewis
Buddy's Home Furnishings

Great Customer Service by Jeremy as he went above and beyond by getting the piece of furniture in the style, color and price that I wanted. At Buddy’s in Ocala they are friendly and eager to assist and treat their customers like family

Sonya Morris
Buddy's Home Furnishings

Brian and Chrisann are absolutely amazing...there were some hiccups along the way with closing on our home and they were able to make things happen and help us make our living room and master bedroom a home...even took back a chair that was way to big and helped us find something that was more comfortable for our home...they have been there for us and when feeling frustrated helped us make things work...they are highly recommended and absolutely amazing!!! Would recommended them and them only!!! We now have what we feel to the start of our new family and new beginnings...the price is affordable for rent to own and even allowed our dogs to come in and say hi!!! Cant thank them enough

Monica Sills
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Ocala will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Florida, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Ocala

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Ocala.

Compare Stores Side by Side

Use the comparison table above to see all 4 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Ocala

appliances in Ocala computers in Ocala electronics in Ocala furniture in Ocala gaming in Ocala jewelry in Ocala mattresses in Ocala smartphones in Ocala tires-wheels in Ocala

Frequently Asked Questions About Rent-to-Own in Ocala

Ocala, FL has 4 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Buddy's Home Furnishings, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Ocala do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Ocala offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.