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Rent to own stores in Portsmouth, Virginia

2 rent-to-own stores serve Portsmouth, VA, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Portsmouth, VA

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Compare 2 rent-to-own stores in Portsmouth

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Portsmouth, VA

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Aaron's 3.6 74 reviews 3125 High St (757) 399-3780 Website: Aaron's, 3125 High St
Rent-A-Center 3.4 90 reviews 4012 Victory Blvd (757) 405-9546 Website: Rent-A-Center, 4012 Victory Blvd

What customers are saying

Recent reviews from rent-to-own stores in Portsmouth.

I have rented from this location for almost 20 years. Paid off more than 27 different items. Yes it always costs more than buying straight out but they are offering credit at easy payments so you should expect that. I have always paid on time and never had any issues with any of the staff, pay your bills as due and you will have zero problems as well. Always have received great service, they even ran me over a new dryer at the very last minute when I needed it after my dryer broke at 4:30 in the afternoon.

madhatter pahineh
Rent-A-Center

Where is Evelyn or Mike?! Those are the only two I like to deal with. Them other rude unprofessional dudes can carry them attitudes somewhere else and go get more training. I have paid things off with them, but I recently told them come get there stuff. After the experience I had a few minutes ago with the associate hanging up in my ear before I could even respond back to him...Just talked to Evelyn, her and Mike always go above and beyond to take care of their customer's. I appreciate them both!!

Reese Williams
Rent-A-Center

Where is Evelyn or Mike?! Those are the only two I like to deal with. Them other rude unprofessional dudes can carry them attitudes somewhere else and go get more training. I have paid things off with them, but I recently told them come get there stuff. After the experience I had a few minutes ago with the associate hanging up in my ear before I could even respond back to him...Just talked to Evelyn, her and Mike always go above and beyond to take care of their customer's. I appreciate them both!!

Reese Williams
Rent-A-Center

I had an Amazon return and it was 10 minutes to closing. Even though they were preparing to close the young man assisted me. He went above and beyond for customer service.

Doryce Moore
Rent-A-Center

I had an Amazon return and it was 10 minutes to closing. Even though they were preparing to close the young man assisted me. He went above and beyond for customer service.

Doryce Moore
Rent-A-Center

I've been with Aaron's for very long time , and they have got me right every time from TV's to livinrooms sets that had to be specially order , to washers and dryers , games systems . They are the best ... I'm lovin the newest living room set that I've gotten this month ...

miranda clark
Aaron's
Reviews from Google
Portsmouth, VA

What renting to own in Portsmouth looks like

2 rent-to-own stores serve Portsmouth, VA, from 2 companies.

Stores here include Aaron's (3125 High St), Rent-A-Center (4012 Victory Blvd).

Virginia regulates rent-to-own under Virginia Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Portsmouth will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Virginia, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Portsmouth

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Portsmouth.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Virginia has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Virginia law

What Virginia law gives you before you sign

Virginia regulates rent-to-own under Virginia Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Virginia Rental-Purchase Agreement Act Va. Code Ann. §§ 59.1-207.17 to 59.1-207.27
Disclosure requirements Must disclose total payments, total cost, cash price, payment schedule, description of property, early purchase option, and reinstatement ri...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Norfolk (4) Hampton (3) Newport News (3) Chesapeake (2) Suffolk (2) Virginia Beach (2) Gloucester (1) Smithfield (1)
All rent-to-own stores in Virginia

Categories in Portsmouth

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2)

Counts are the stores in Portsmouth carrying that category. A category no Portsmouth store carries is not listed.

Renting to own in Portsmouth, answered

There are 2 rent-to-own stores in Portsmouth, VA, from 2 companies: Aaron's, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Portsmouth do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Portsmouth offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Virginia requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Virginia regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Virginia are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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