VRTO

Rent to Own Stores in Chesapeake, VA

Chesapeake, VA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in VA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
3.7 ★ Avg Rating
197 Reviews

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Compare Rent-to-Own Stores in Chesapeake, VA

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 3.4 84 reviews 1903 S Military Hwy # 102 (757) 545-6100 Visit Website
Aaron's 4.0 113 reviews 1356 S Military Hwy (757) 424-4210 Visit Website

Store Hours Today (Monday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Chesapeake.

I moved here from Arkansas back in April moved into our first place in June and got some furniture from Norfolk Aaron's and janaf biggest mistake I ever made the manager there and most of the staff was just rude and sensitive and condescending, thankfully after paying off my furniture early after one payment I discovered the location on military highway in Chesapeake. And my favorite salesman Eli.. he went above and beyond to help me and then when it came to a point where I no longer needed The items that I was in the process of purchasing I was easily able to switch for exactly what I needed with the help of Cameron. I was super excited to receive my sectional... Unfortunately it did not happen as anticipated, but not giving up I called got my favorite person Eli came in today and Eli and Cameron went above and beyond and quite easily delivered the last part of my three-piece sectional... Eli you are above and beyond Aaron's will lose a great asset if they ever let you leave... Cameron keep it at learn from Eli Thank you again for everything you've done I am very much enjoying my sectional and still have two days off to keep enjoying it before I have to go back to work after moving....!!!!!

Gabrielle Burnett
Aaron's

I love this place I don't go to no where else to get furniture or anything been buying from them since 2015 never had a problem and the sale people are very helpful and kind been with them for so long when they see my number they be like hi Ms.Day highly recommend coming to this one

J'Lisa Day
Aaron's

I've dealt with Aaron's for a very long time and I've always had a great experience everytime I've dealt with them.The manager Dianna is great has always treated me with the utmost respect and their sales manager that they had in their that helped me was very pleasant and helpful and they are always calling to see if there is anything that they can get for you they are the best in a rental store

Cathy DANCY
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Chesapeake will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Virginia, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Chesapeake

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Chesapeake.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Virginia has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Chesapeake

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Frequently Asked Questions About Rent-to-Own in Chesapeake

Chesapeake, VA has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, RAC Acceptance, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Chesapeake do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Chesapeake offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Virginia requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Virginia regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Virginia are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.