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Rent to Own Stores in Lynchburg, Virginia

5 stores across 7 categories

Lynchburg, VA has 5 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, ColorTyme, Premier, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in VA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 5 rent-to-own stores in Lynchburg

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Lynchburg, VA

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
ColorTyme 4.8 205 reviews 2323 Memorial Ave (434) 528-9470 Visit Website
Aaron's 4.4 102 reviews 5515 Fort Ave (434) 237-6065 Visit Website
Aaron's 4.4 102 reviews 100 Atlanta Ave (434) 237-6065 Visit Website
Premier 4.3 239 reviews 5065 Fort Ave (434) 237-4400 Visit Website
Rent-A-Center 3.7 83 reviews 2323 Memorial Ave #17B (434) 845-3300 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Lynchburg.

I'm not even sure where to start. The employees is completely amazing I am one of the most difficult customers they have, but they always make sure I'm completely satisfied. They go out of their way to make sure that they get what I need even if they have to specially order it. They have made my house a home. I am so grateful for them they're always polite professional and on time. They are so patient I changed my living room furniture three times and they had no problem with that at all. I feel safe and to me they're more like family. So to everyone at ColorTyme thank you for providing my home with amazing products as we end the year 2022. I look forward to continuing business with you in the new year to come, don't worry I'll still be your worst customer in 2023!!

Baddest Bitch
ColorTyme

Great customer service and just down to Earth and laid back staff. Customer service is great starting with Jeffrey Tapper and Shanika Bates. Toccara and Tony are great as well. Let us not forget those delivery drivers who work so hard and in a very upbeat and timely fashion. They're awesome and i will recommend them to all of my family and friends!

TaShawn Adams
ColorTyme

From the first time that I walked into the store the manger was very helpful on finding exactly what I was looking for and the it didn’t take no time arriving to the store. The guys that assembled my furniture was very professional and friendly. I would recommend this company to anyone.

Shana Steeples
ColorTyme

Well all I can say is that I’m super happy with colortyme!! I love what I got and Tracy was the bomb she help me pick out what I needed and she gave me a good deal on what I got I never been this happy with my purchase I got!!! They all in the store was super nice and honest with me the smiles on there face when I walk in !!! Tracy is awesome!

Stepanie Stone
ColorTyme

They were so helpful and friendly! You all stop by and visit, they have a huge sale all month of June.

Elizabeth Hemingway
ColorTyme

Best place to purchase furniture great prices quick delivery and customer service is amazing the delivery drivers are awesome they build your furniture quick and payment plans are very accommodating. Im very pleased my go to place for furniture.

Darcy Del Rosario
Premier
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Lynchburg will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Virginia, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Lynchburg

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 5 stores in Lynchburg.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Virginia has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Virginia: what the law gives you

Virginia has a specific rent-to-own statute (Virginia Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

About rent-to-own in Lynchburg

Lynchburg's 5 rent-to-own stores give this central Virginia city strong RTO coverage for its metro population. Home to several universities including Liberty University, Lynchburg's student population creates demand for affordable, flexible furnishing options. Virginia's RTO statute provides comprehensive consumer protections including mandatory cost disclosures.

Shop by category in Lynchburg

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Virginia

Rent-to-own in Lynchburg, answered

Lynchburg, VA has 5 rent-to-own stores listed in the VRTO directory, operated by 4 companies: Aaron's, ColorTyme, Premier, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Lynchburg do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Lynchburg offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Virginia requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Virginia regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Virginia are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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