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Rent to own stores in Dayton, Tennessee

2 rent-to-own stores serve Dayton, TN, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 4 companies in the Athens area serve Dayton

Stores

The 2 rent-to-own stores in Dayton, TN

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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2 stores shown · sorted by relevance

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Athens Sweetwater Memphis Clarksville Knoxville

Compare 2 rent-to-own stores in Dayton

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Dayton, TN

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent-A-Center 4.4 119 reviews 3035 Rhea County Hwy #220 (423) 775-0555 Website: Rent-A-Center, 3035 Rhea County Hwy #220
Aaron's 3.8 88 reviews 2939 Rhea County Hwy (423) 775-1385 Website: Aaron's, 2939 Rhea County Hwy

What customers are saying

Recent reviews from rent-to-own stores in Dayton.

Sammy and Ryan are such great workers! Very helpful, respectful. Always willing to help out and solve any of our problems. The delivery driver they got though has some major attitude problems. Damaged my walls moving in the furniture. Always rude as well and honestly a bit clueless. Other than that always a great visit to the Dayton rent a center.

Drea Luurtsema
Rent-A-Center

Wow! Ryan is a genuinely awesome man and veteran. When my auto pay didn't go through and myself having one life altering thing after another happening he assured me that I had no worries and to take care of my family and is allowing me to pray it off in full on my next pay day. I'm a veteran and get paid once s month. Ryan was a birding in disguise. Thank you again. Chris Davis and family

Benny Davis
Rent-A-Center

I became a customer at rent a center almost a year and a half ago . And since have had nothing great experiences with them. All staff is awesome especially PAUL he is great , and always willing to help in every situation. I recommend them to any and everyone.

Chelcse Clark
Rent-A-Center

It was an excellent experience Ryon Fisher customer service was amazing. I was in and out if store and my stove was delivered some day. I will Recommend my family and friends to go over there if they ever need anything

Rebecca Valdez
Rent-A-Center

Sammy and Ryan are such great workers! Very helpful, respectful. Always willing to help out and solve any of our problems. The delivery driver they got though has some major attitude problems. Damaged my walls moving in the furniture. Always rude as well and honestly a bit clueless. Other than that always a great visit to the Dayton rent a center.

Drea Luurtsema
Rent-A-Center

Just got a new mattress from them! Amazing! Love it! I appreciate you guys. Thank you so much!

Emily Evans
Aaron's
Reviews from Google
Dayton, TN

What renting to own in Dayton looks like

2 rent-to-own stores serve Dayton, TN, from 2 companies.

Stores here include Rent-A-Center (3035 Rhea County Hwy #220), Aaron's (2939 Rhea County Hwy).

Tennessee regulates rent-to-own under Tennessee Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Dayton will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Dayton

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Dayton.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Tennessee law

What Tennessee law gives you before you sign

Tennessee regulates rent-to-own under Tennessee Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Tennessee Rental-Purchase Agreement Act Tenn. Code Ann. §§ 47-18-701 to 47-18-714
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, payment schedule, description of property, and the early purchase...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Athens (3) Sweetwater (2) Memphis (14) Clarksville (7) Knoxville (7) Nashville (6) Chattanooga (5) Jackson (4)
All rent-to-own stores in Tennessee

Categories in Dayton

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2)

Counts are the stores in Dayton carrying that category. A category no Dayton store carries is not listed.

Renting to own in Dayton, answered

There are 2 rent-to-own stores in Dayton, TN, from 2 companies: Aaron's, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Dayton do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Dayton offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Tennessee requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Tennessee regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Tennessee are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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