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Rent to own stores in Sioux Falls, South Dakota

4 rent-to-own stores serve Sioux Falls, SD, and 4 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 3 companies in the Sioux Falls area serve Sioux Falls

Stores

The 4 rent-to-own stores in Sioux Falls, SD

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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4 stores shown · sorted by relevance

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Rapid City Aberdeen Mitchell Pierre Spearfish

Compare 4 rent-to-own stores in Sioux Falls

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Sioux Falls, SD

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent All - Appliance & Furniture 4.9 239 reviews 1622 W 12th St (605) 332-5252 Website: Rent All - Appliance & Furniture, 1622 W 12th St
Rent All - Appliance & Furniture 4.8 104 reviews 320 N Cliff Ave (605) 339-9770 Website: Rent All - Appliance & Furniture, 320 N Cliff Ave
Rent-A-Center 4.3 113 reviews 2511 W 10Th St (605) 331-3600 Website: Rent-A-Center, 2511 W 10Th St
Aaron's 3.5 98 reviews 3538 S Western Ave (605) 988-9999 Website: Aaron's, 3538 S Western Ave

What customers are saying

Recent reviews from rent-to-own stores in Sioux Falls.

This store is one of the best rent to own companies I have been to!! There is never a bad day there and if it is Jake, Nicole, and Jamez never let it show on their faces!!! The customer service there is amazing!!! This is a place that puts their customer first as long as the customer is communicating!!! I love it there and can’t wait to find my next NEW item!!! Thanks

Robin Swims
Rent All - Appliance & Furniture

I love the fact that I can always get what I need and make payments. I would not have anything if it was not for AF Rental. The staff is awesome.

Josh Assarsson
Rent All - Appliance & Furniture

I worked with Jacob and he was professional and polite. I couldn’t have asked for a better experience in the store and he easily described everything. Definitely a 10/10 customer service, highly recommended!

Shane Reich
Rent All - Appliance & Furniture

Awesome outstanding service, very friendly. I would highly recommend them to someone. They are customer friendly and willing to work with you. Love Nicole's professionalism

Tj Brave Crow
Rent All - Appliance & Furniture

Lovely people and great service ! Very polite and always willing to help out ! I give it a 10/10 . Highly recommend!

Perla Yvonne Navarro
Rent All - Appliance & Furniture

Nick is a nice person and help me a lot when I was buying something

Ashley Pineda
Rent All - Appliance & Furniture
Reviews from Google
Sioux Falls, SD

What renting to own in Sioux Falls looks like

4 rent-to-own stores serve Sioux Falls, SD, from 3 companies.

Stores here include Rent All - Appliance & Furniture (1622 W 12th St), Rent All - Appliance & Furniture (320 N Cliff Ave), Rent-A-Center (2511 W 10Th St), Aaron's (3538 S Western Ave).

South Dakota regulates rent-to-own under South Dakota Rental Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Sioux Falls will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In South Dakota, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Sioux Falls

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Sioux Falls.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. South Dakota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

South Dakota law

What South Dakota law gives you before you sign

South Dakota regulates rent-to-own under South Dakota Rental Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

South Dakota Rental Purchase Agreement Act S.D. Codified Laws §§ 54-6A-1 to 54-6A-16
Disclosure requirements Must disclose total payments, total cost, cash price, payment schedule, description of property, and early purchase option.
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

About rent-to-own in Sioux Falls

Find rent-to-own stores in Sioux Falls, SD. Compare pricing and options from local stores.

Nearby cities

Rapid City (3) Aberdeen (1) Mitchell (1) Pierre (1) Spearfish (1) Yankton (1)
All rent-to-own stores in South Dakota

Categories in Sioux Falls

Furniture(4) Appliances(4) Electronics(4) Computers(4) Mattresses(4) Smartphones(3) Gaming(4) Tires & Wheels(2)

Counts are the stores in Sioux Falls carrying that category. A category no Sioux Falls store carries is not listed.

Renting to own in Sioux Falls, answered

There are 4 rent-to-own stores in Sioux Falls, SD, from 3 companies: Aaron's, Rent All - Appliance & Furniture, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Sioux Falls do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Sioux Falls offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. South Dakota requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. South Dakota regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in South Dakota are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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