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Rent to own stores in Spearfish, South Dakota

1 rent-to-own store serves Spearfish, SD, and 1 of them is open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 1 company in the Spearfish area serve Spearfish

Stores

The 1 rent-to-own store in Spearfish, SD

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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What customers are saying

Recent reviews from rent-to-own stores in Spearfish.

Went into rent all to look and ended up finding a bed that perfectly matched my needs period Travis was great help very kind, very prompt. And they delivered my bed the day after I ordered it period brought it set it app in everything period so far, so good, I give them 5 stars.

John Burkhard
Rent All - Appliance & Furniture

Love the new couches and there rapid delivery literally when they said next day delivery they stuck to there word and the employees that helped drop them off fs need a raise

Marcelo Montantes
Rent All - Appliance & Furniture

Travis and Andy are the best. Carla is too! She's a mind reader knowing when you need something!

Carol
Rent All - Appliance & Furniture

Excellent service, Andy serviced us great. Travis was awesome as usual too. That's why we are life long customers with this company. Especially Travis, Carla and Andy

Mary Jaramillo
Rent All - Appliance & Furniture

I am pleased with the lift chair that Spearfish Furniture Rental.delivered today. Travis took my order, kept in touch with me regarding the cost, the contract, the options for purchase or rental, and the time and date of deliver. The product is just what I had hoped for and needed. Taffy

Taffy Tucker
Rent All - Appliance & Furniture
Reviews from Google
Spearfish, SD

What renting to own in Spearfish looks like

1 rent-to-own store serves Spearfish, SD, from 1 company.

Stores here include Rent All - Appliance & Furniture (943 E Colorado Blvd).

South Dakota regulates rent-to-own under South Dakota Rental Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Spearfish will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In South Dakota, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Spearfish

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 store in Spearfish.

Compare stores side by side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. South Dakota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

South Dakota law

What South Dakota law gives you before you sign

South Dakota regulates rent-to-own under South Dakota Rental Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

South Dakota Rental Purchase Agreement Act S.D. Codified Laws §§ 54-6A-1 to 54-6A-16
Disclosure requirements Must disclose total payments, total cost, cash price, payment schedule, description of property, and early purchase option.
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Sioux Falls (4) Rapid City (3) Aberdeen (1) Mitchell (1) Pierre (1) Yankton (1)
All rent-to-own stores in South Dakota

Categories in Spearfish

Furniture(1) Appliances(1) Electronics(1) Computers(1) Mattresses(1) Smartphones(1) Gaming(1) Tires & Wheels(1)

Counts are the stores in Spearfish carrying that category. A category no Spearfish store carries is not listed.

Renting to own in Spearfish, answered

There are 1 rent-to-own store in Spearfish, SD, from 1 company: Rent All - Appliance & Furniture. Confirm important listing details directly with the retailer.
The 1 rent-to-own stores in Spearfish are operated by: Rent All - Appliance & Furniture. Each store offers different products and payment plans. Use the comparison table above to see ratings and product categories side by side.
Most rent-to-own stores in Spearfish do not require traditional credit checks. Approval is typically based on income verification and proof of residence. Contact stores directly to confirm their specific requirements.
Stores in Spearfish offer rent-to-own options for furniture, appliances, electronics, computers, mattresses, smartphones. Product availability varies by store and location.
Use the comparison table on this page to compare all 1 stores by rating, product categories, and contact info. Click 'Website' to go directly to any store's site.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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