Last checked 1 month ago
Rent to Own Stores in Rapid City, South Dakota
4 stores across 8 categories
Rapid City, SD has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent All - Appliance & Furniture, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones, tires-wheels. Rent-to-own transactions are legal and regulated in SD (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Companies
Last checked 2 days ago
510 N Cambell St Ste 7
Rapid City, SD 57701
Last checked 3 weeks ago
Last checked 4 weeks ago
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Companies
Compare 4 rent-to-own stores in Rapid City
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Rapid City, SD
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent All - Appliance & Furniture | 4.9 238 reviews | 680 N Lacrosse St | (605) 342-6862 | Visit Website |
| Aaron's | 4.3 68 reviews | 17 New York St | (605) 737-1111 | Visit Website |
| Aaron's | 4.2 62 reviews | 510 N Cambell St Ste 7 | (605) 737-1111 | Visit Website |
| Rent-A-Center | 3.5 91 reviews | 301 Blvd N | (605) 343-3600 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Rapid City.
Amazing service & amazing prices! If you’re looking for anything they are the place to go! 🤍
The best place I have ever been two nice people to work with
We were able to get what we wanted when walked in the door. I really appreciate there customer service and letting us know about the product. We recommend them
I called all the rental places here in rapid. She had the best price for me, she is a kind and understanding person. She will work with you if you work with her. An honest business that I plan on doing business with for a long time. Thank you
I’ve been going through Rentall for a little over a year now, and I can confidently say I’ll continue choosing them. Their prices are outstanding, and the employees are amazing—always willing to work with you and even negotiate when you need help with payments. Their communication is excellent, and the team is incredibly supportive. I truly appreciate everyone at Rentall.
They are very good on top of their games. I appreciate their customer service.
What to bring when visiting a rent-to-own store
Most stores in Rapid City will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In South Dakota, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Rapid City
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Rapid City.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. South Dakota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in South Dakota: what the law gives you
South Dakota has a specific rent-to-own statute (South Dakota Rental Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
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VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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