3 stores across 7 categories
Providence, RI has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include ColorTyme, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. With a population of 190,934 and a median household income of $46,320 (Source: US Census Bureau, American Community Survey), Providence represents a moderately served rent-to-own market. Rent-to-own transactions are legal and regulated in RI (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Companies
Last checked 1 month ago
55 Hartford Ave
Providence, RI 02909
Last checked 3 weeks ago
Last checked 3 weeks ago
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Compare 3 rent-to-own stores in Providence
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| ColorTyme | 4.9 155 reviews | 661B Atwells Ave | (401) 331-9900 | Visit Website |
| Rent-A-Center | 3.6 54 reviews | 55 Hartford Ave | (401) 831-8604 | Visit Website |
| Rent-A-Center | 3.4 56 reviews | 112 Douglas Ave | (401) 751-1475 | Visit Website |
Recent reviews from rent-to-own stores in Providence.
My names is Zemora and I have been with this company for 25years. I highly recommend Colortyme Providence the customer service is amazing, they never disappointed. Whatever it is that you need, they treat you like family, they have a understanding that times as hard, so they really do work with you and understand the best they can while running a business. I highly recommend . ps ;They also do amazing things to show customers they appreciate them like raffles .. CHECK OUT MY WINNINGS ! TRUST ME SHOP HERE YOU WON'T BE DISAPPOINTED.
zemoria mitchell
Got a fantastic deal - a grand for a new looking sofa and loveseat with free delivery! Chris was great and the delivery guys were prompt, polite and professional.
Shawn B
Hi my name is Sandy and I’ve been a customer with this company for over a year and a half and I have to say they’re the best they work with you they’re fast on their deliveries and their delivery workers are also very nice and helpful thanks guys!
Larry Megel
Chris & Ken were very kind to me . I came Into the store with a family friend while she made a payment & they both assisted me on looking for a coffee table. Thank you gentlemen
Felicita
Best Rental store in the city!! Always friendly, has the greatest prices and good quality furniture. The showroom is always clean and stocked with different things. The payments are easy and I LOVE the deals they always have!
Carmen Santiago Arriaga
I’d like to say that when I called for information on a desktop walked me through on which one is best and told me on how the agreement would work with them , I also had to return the product because someone I got me a desktop two days after. Cindy and the store manager was super nice with me was a great job by them.
Nathan L
Most stores in Providence will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Rhode Island, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Providence.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Rhode Island has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Rhode Island has a specific rent-to-own statute (Rhode Island Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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