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Rent to own stores in Providence, Rhode Island

3 rent-to-own stores serve Providence, RI, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 3 rent-to-own stores in Providence, RI

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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3 stores shown · sorted by relevance

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Pawtucket Cranston Woonsocket Middletown Warwick

Compare 3 rent-to-own stores in Providence

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Providence, RI

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
ColorTyme 4.9 154 reviews 661B Atwells Ave (401) 331-9900 Website: ColorTyme, 661B Atwells Ave
Rent-A-Center 3.6 53 reviews 55 Hartford Ave (401) 831-8604 Website: Rent-A-Center, 55 Hartford Ave
Rent-A-Center 3.4 56 reviews 112 Douglas Ave (401) 751-1475 Website: Rent-A-Center, 112 Douglas Ave

What customers are saying

Recent reviews from rent-to-own stores in Providence.

My names is Zemora and I have been with this company for 25years. I highly recommend Colortyme Providence the customer service is amazing, they never disappointed. Whatever it is that you need, they treat you like family, they have a understanding that times as hard, so they really do work with you and understand the best they can while running a business. I highly recommend . ps ;They also do amazing things to show customers they appreciate them like raffles .. CHECK OUT MY WINNINGS ! TRUST ME SHOP HERE YOU WON'T BE DISAPPOINTED.

zemoria mitchell
ColorTyme

Got a fantastic deal - a grand for a new looking sofa and loveseat with free delivery! Chris was great and the delivery guys were prompt, polite and professional.

Shawn B
ColorTyme

Hi my name is Sandy and I’ve been a customer with this company for over a year and a half and I have to say they’re the best they work with you they’re fast on their deliveries and their delivery workers are also very nice and helpful thanks guys!

Larry Megel
ColorTyme

Chris & Ken were very kind to me . I came Into the store with a family friend while she made a payment & they both assisted me on looking for a coffee table. Thank you gentlemen

Felicita
ColorTyme

Best Rental store in the city!! Always friendly, has the greatest prices and good quality furniture. The showroom is always clean and stocked with different things. The payments are easy and I LOVE the deals they always have!

Carmen Santiago Arriaga
ColorTyme

I’d like to say that when I called for information on a desktop walked me through on which one is best and told me on how the agreement would work with them , I also had to return the product because someone I got me a desktop two days after. Cindy and the store manager was super nice with me was a great job by them.

Nathan L
Rent-A-Center
Reviews from Google
Providence, RI

What renting to own in Providence looks like

3 rent-to-own stores serve Providence, RI, from 2 companies.

Stores here include ColorTyme (661B Atwells Ave), Rent-A-Center (55 Hartford Ave), Rent-A-Center (112 Douglas Ave).

Rhode Island regulates rent-to-own under Rhode Island Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Providence will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Rhode Island, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Providence

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Providence.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Rhode Island has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Rhode Island law

What Rhode Island law gives you before you sign

Rhode Island regulates rent-to-own under Rhode Island Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Rhode Island Rental-Purchase Agreement Act R.I. Gen. Laws §§ 6-44.1-1 to 6-44.1-14
Disclosure requirements Must disclose total payments, total cost, cash price, payment schedule, early purchase option, and consumer reinstatement rights.
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

About rent-to-own in Providence

Find rent-to-own stores in Providence, RI. Compare pricing and options from local stores.

Nearby cities

Pawtucket (3) Cranston (2) Woonsocket (2) Middletown (1) Warwick (1) West Warwick (1)
All rent-to-own stores in Rhode Island

Categories in Providence

Furniture(3) Appliances(3) Electronics(3) Computers(3) Mattresses(3) Smartphones(2) Gaming(2)

Counts are the stores in Providence carrying that category. A category no Providence store carries is not listed.

Renting to own in Providence, answered

There are 3 rent-to-own stores in Providence, RI, from 2 companies: ColorTyme, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Providence do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Providence offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Rhode Island requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Rhode Island regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Rhode Island are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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