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Rent to own stores in Pawtucket, Rhode Island

3 rent-to-own stores serve Pawtucket, RI, and 1 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 3 rent-to-own stores in Pawtucket, RI

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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3 stores shown · sorted by relevance

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Providence Cranston Woonsocket Middletown Warwick

Compare 3 rent-to-own stores in Pawtucket

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Pawtucket, RI

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
ColorTyme 4.8 262 reviews 265 Barton St (401) 728-7777 Website: ColorTyme, 265 Barton St
Aaron's 3.8 64 reviews 321 Armistice Blvd (401) 722-0032 Website: Aaron's, 321 Armistice Blvd
Rent-A-Center 3.6 60 reviews 306 Barton St (401) 723-9990 Website: Rent-A-Center, 306 Barton St

What customers are saying

Recent reviews from rent-to-own stores in Pawtucket.

They are honestly so amazing! They help with anything you need and if you communicate, they will help you out. They are genuinely such amazing, kind people! 10/10 100% recommend!

Kiara Colon
ColorTyme

Absolutely love this place. Love the hospitality. They make you feel like you're a part of the family. They have amazing variety in all of their items. If you're ever looking for anything, I highly recommend you ask Adam or Gustavo. Gustavo, or G is amazing. Very kind and considerate. Always willing to work with his customers! Definitely the place to rent furniture. Better than their competitors, and thats from personal experience. They're the best!! Love you guys!! Keep up the great work!!

Jayson Bleiz
ColorTyme

The people at Colortyme are awesome. Been renting from them for years. All the people working there are super friendly, and they are always willing to work with you if you are having a tough time . Would recommend to anyone looking to rent to own

Edward Woodie
ColorTyme

The staff was very polite and helpful in assisting me with picking out the perfect bedroom set and sofa for my living room. From the different styles and textures to the height of the mattress these guys are the best!

Gregory Gundberg III
ColorTyme

I have nothing good to say about colortyme the staff is great and they make you feel li family

Courtney Ram
ColorTyme

I'm an Aaron's customer that relocated from D.C. and they have been nothing but great to me and my family. I have 4 items and when I fell ill Angel, Estella and the whole staff were very understanding. Honestly the biggest problem customers make on themselves is not communicating. The delivery guys were super cool too. Great staff! I will be getting more once I pay off a couple items. Thanks again for everything!

MyPromoVoice
Aaron's
Reviews from Google
Pawtucket, RI

What renting to own in Pawtucket looks like

3 rent-to-own stores serve Pawtucket, RI, from 3 companies.

Stores here include ColorTyme (265 Barton St), Aaron's (321 Armistice Blvd), Rent-A-Center (306 Barton St).

Rhode Island regulates rent-to-own under Rhode Island Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Pawtucket will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Rhode Island, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Pawtucket

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Pawtucket.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Rhode Island has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Rhode Island law

What Rhode Island law gives you before you sign

Rhode Island regulates rent-to-own under Rhode Island Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Rhode Island Rental-Purchase Agreement Act R.I. Gen. Laws §§ 6-44.1-1 to 6-44.1-14
Disclosure requirements Must disclose total payments, total cost, cash price, payment schedule, early purchase option, and consumer reinstatement rights.
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Providence (3) Cranston (2) Woonsocket (2) Middletown (1) Warwick (1) West Warwick (1)
All rent-to-own stores in Rhode Island

Categories in Pawtucket

Furniture(3) Appliances(3) Electronics(3) Computers(3) Mattresses(3) Smartphones(1) Gaming(2)

Counts are the stores in Pawtucket carrying that category. A category no Pawtucket store carries is not listed.

Renting to own in Pawtucket, answered

There are 3 rent-to-own stores in Pawtucket, RI, from 3 companies: Aaron's, ColorTyme, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Pawtucket do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Pawtucket offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Rhode Island requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Rhode Island regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Rhode Island are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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