VRTO

Rent to Own Stores in Warwick, RI

Warwick, RI has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in RI (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

1 RTO Stores
1 Companies
3.8 ★ Avg Rating
46 Reviews

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Store Hours Today (Monday)

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1 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Warwick.

Had the best experience. Hands down, Lucy and Jeremy are incredible. Lucy was so patient with me and went out of her way to help me find the perfect couch set. Jeremy, poor guy, delivered my couches alone! I don’t know how that man did it, but he found a way to get the set in, which was very difficult considering how narrow my hallway is and how large the sofa was. I don’t think anyone else would’ve been able to do what he did- literally a magic worker! I am so happy and couldn’t be more grateful. Thank you, thank you, thank you!

Jennifer Valle
Rent-A-Center

Very friendly, informative, super delivery men! The explained how chair worked for my knee replacement. I would highly recommend them!! Fabulous service by everyone associated with them!!

Maire Doyle
Rent-A-Center

I would just like to start off by saying I’ve been a customer of Rent-A-Center for about two years now and I want to say the location in Warwick 1800 Post Rd. is the place to be the store manager Jeremy he is very kind of polite and treat all his customers with respect And always looks to budget around To catch you the best deal and he also likes to keep all of his customers brought up on the latest New items and appliances is a very great store manager And I wish every Rent-A-Center had a great store manager like Jeremy And I hope corporate sees this and appreciates Him for all his effort Please to everyone in a review go check out the Warwick location if you live in Warwick You won’t be disappointed ask for Jeremy!!

Christopher Roman
Rent-A-Center

Spoke with Jeremy about a washer. Within 20mins of the hanging up, I had Chad and Dave at my door with said washer. They were able to get everything hooked up and running, very quickly(even with my dumb old hookups.) If I could give them more stars I would. Jeremy locked in what I needed, with Chad and Dave solidifying I will be a repeat customer.

Amanda Ramos
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Warwick will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Rhode Island, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Warwick

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Warwick.

Compare Stores Side by Side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Rhode Island has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Warwick

appliances in Warwick computers in Warwick electronics in Warwick furniture in Warwick gaming in Warwick jewelry in Warwick mattresses in Warwick smartphones in Warwick tires-wheels in Warwick

Frequently Asked Questions About Rent-to-Own in Warwick

Warwick, RI has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: RAC Acceptance and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Warwick do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Warwick offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Rhode Island requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Rhode Island regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Rhode Island are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.