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Rent to Own Stores in Waynesville, North Carolina

3 stores across 6 categories

Waynesville, NC has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, American Rental. Product categories available: appliances, computers, electronics, furniture, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NC (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 3 rent-to-own stores in Waynesville

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Waynesville, NC

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
American Rental 4.7 231 reviews 1562 S Main St (828) 454-0888 Visit Website
Aaron's 3.9 69 reviews 143 Waynesville Plaza (828) 452-3130 Visit Website
Aaron's 3.9 69 reviews 356 N Main St (828) 452-3130 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Waynesville.

Daniel and manager made entire purchase very smooth, easy and timely. My sister told me of purchases made and so I chose to see what inventory they had in refrigerators. Will definitely think of them if any other purchases are needed.

Lisa Stephens
American Rental

Elizabeth was super helpful, courteous, friendly, great attitude, and amazing communication skills. The prices are absolutely AMAZING. I’m paying half of what I would have paid at any other place. As a first time customer. I’m already a happy customer. ETA: I spoke with her this past Thursday. I see that it’s Sunday and they’re closed on sundays. I just wanted to clear that up.

Elizabeth
American Rental

Was awesome !!!! The lady Hailey was wonderfull and very polite to us as soon as we walked in door..she walked all way up front to ask us if we needed help .thats what I call professional. ..very sweet young lady ...got us in and got us out with no problem and we were very satisfied..

kristie Owenby
American Rental

The team at American Rentals has consistently provided excellent customer service and were always helpful and friendly throughout the rental process. They readily helped me select the furniture that best suited my needs. I've consistently had a positive experience with American Rentals and would definitely recommend them.

Melanie
American Rental

Daniel and manager made entire purchase very smooth, easy and timely. My sister told me of purchases made and so I chose to see what inventory they had in refrigerators. Will definitely think of them if any other purchases are needed. Made a refrigerator purchase and delivery, setup, haul away made my life so much easier. Friendly, courteous and left better than found. Thx American Rental for making my life so much better. Ordered refrigerator from another company and two delivery delayed emails later I cancelled and got refrigerator from American Rental in four days.

Lisa Stephens
American Rental

I stopped in today just before closing time to get an idea of how I might furnish my recent move. I didn't make any purchases, but when I left the store, I noticed that I had a flat tire. Mike helped me inflate my tire after he was off the clock and refused to take any kind of compensation for his help. Just because of him, I will be back soon to do business.

Harrison Rich
Aaron's
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Waynesville will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Waynesville

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Waynesville.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in North Carolina: what the law gives you

North Carolina has a specific rent-to-own statute (North Carolina Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Rent-to-own in Waynesville, answered

Waynesville, NC has 4 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and American Rental. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Waynesville do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Waynesville offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Carolina requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Carolina regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Carolina are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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