3 stores across 6 categories
Lincolnton, NC has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Buddy's Home Furnishings. Product categories available: appliances, computers, electronics, furniture, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NC (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 3 rent-to-own stores in Lincolnton
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Buddy's Home Furnishings | 4.8 276 reviews | 1116 E Main St | (704) 735-5380 | Visit Website |
| Aaron's | 4.0 120 reviews | 1579 N Aspen St | (704) 735-1828 | Visit Website |
| Aaron's | 4.0 120 reviews | 1585 N Aspen St Suite D-4 | (704) 735-1828 | Visit Website |
Recent reviews from rent-to-own stores in Lincolnton.
My husband and I have used them for all our furniture and electronic needs for 6 years! We have never been disappointed! They have always been very friendly. Especially Jason and Dallas. They have always been very compassionate and caring, worked with us when we needed it. Been very personable we have always gotten along. We always choose to go to them for items we need cause we can trust anything we get is clean, brand new condition.
V Hawkins
I came in and got great customer service! They’re very helpful and gave fast and easy service.
Games Tommy
PHENOMENAL EXPERIENCE in two words. The best employees ever. The delivery guys & others working alongside with Dallas is a game changer. I do hope that corporate appreciates Dallas & the store team. They certainly need to know that they hit the jackpot when they brought them on board. Moving forward, I will be recommending Buddy's Home Furnishing Lincolnton location to all my family & friends. I rate them a #10 for sure. I want to thank them for making my day...
Valarie Stanback
Good service polite people friendly very helpful Kimberly is awesome 💯
Susie Hill
Been coming here for years, and always have a great experience. Everyone has great customer service. Jason the store manager has been giving my family great deals for about 5 years now. And Dallas even let my daughter paint his nails while we were getting a new agreement worked up. My family will continue to come to them for our furniture and appliance needs. Keep up the great work Buddy's.
Hyde Customs
Love love love this Aaron’s! Shawn, crystal, Miguel and anyone else I run into in there are always very professional and polite. They have gone above and beyond for me and any needs I have had over the past 4 years I have been leasing items from them. If you are looking to purchase some quality items for an affordable price and be taken care of by one of the best teams in Lincolnton you should stop by and see what they have to offer! Thank you guys so much
Summer Epperson
Most stores in Lincolnton will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Lincolnton.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
North Carolina has a specific rent-to-own statute (North Carolina Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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