VRTO

Rent to Own Stores in Elizabeth City, NC

Elizabeth City, NC has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NC (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.1 ★ Avg Rating
92 Reviews

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Compare Rent-to-Own Stores in Elizabeth City, NC

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 4.0 46 reviews 1509 W Ehringhaus St (252) 333-1000 Visit Website
Aaron's 4.2 46 reviews 316 W Ehringhaus St (252) 337-6201 Visit Website

Store Hours Today (Sunday)

0 stores open now
3 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Elizabeth City.

We couldn’t have asked for better service. We were in a tight squeeze because our movers had not delivered our furniture and we had no beds to sleep on. RAC to the rescue! The store Manager made it a special point to pull together a team (himself included) to deliver mattresses/beds to our home so that we would be able to save the money of sleeping in another hotel room. Then on short notice when we did get word that the movers were delivering our furniture, he came back out and got the beds. We truly do appreciate the store and this team. They are a great representation of what Customer Service is all about

Patti Cook
Rent-A-Center

By far the best experience I have had. The staff greets you as soon as you enter the store. They make sure you leave satisfied. If they don’t have what you are looking for they are willing to shop around for you. The management team is amazing. Kadeem is very professional and has worked with me beyond measures. Thank you all for the wonderful experience.

Ariel Hankins
Rent-A-Center

Staff and management are very professional. They're also friendly and helpful . I've always dealt with Elizabeth City Aaron's near Firehouse Subs. The store location is always clean and organized. Everytime you walk in that door, you here welcome to Aaron's and greeted with a smile. They value their customers.That goes along ways and means a lot. The quality of the merchandise is excellent. I've leased several things from thing over the years. It's still in great quality of care even after years of ownership. I will always give them my business.

S Clark
Aaron's

Excellent customer service, new products as well as previously owned. Pricey, yes. But if you want it, and want it now , with a simple credit check and down payment you might be able to get it. You'll even get free delivery and set up.

Kirk Cepavicius Sr.
Aaron's

Very friendly and they really helped me and my boyfriend get things we needed. They know and understand when times are hard or when your gonna be late on a payment. As long as you let them know what is going on their happy to work with you!

Brier Hood
Aaron's

Friendly staff with great customer service skills. Quick credit check & I was able to pick out what I desired. 🩵

Neicey Allen
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Elizabeth City will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Elizabeth City

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Elizabeth City.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Elizabeth City

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Frequently Asked Questions About Rent-to-Own in Elizabeth City

Elizabeth City, NC has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Elizabeth City do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Elizabeth City offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Carolina requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Carolina regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Carolina are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.