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Rent to Own Stores in Elizabeth City, North Carolina

3 stores across 7 categories

Elizabeth City, NC has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NC (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 3 rent-to-own stores in Elizabeth City

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Elizabeth City, NC

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Aaron's 4.2 46 reviews 316 W Ehringhaus St (252) 337-6201 Visit Website
Rent-A-Center 4.1 21 reviews 1815 W Ehringhaus St (252) 337-6400 Visit Website
Rent-A-Center 4.0 47 reviews 1509 W Ehringhaus St (252) 333-1000 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Elizabeth City.

Excellent customer service and always willing to help out when contact and efforts are made. Thank you to staff and company!

Gavin Fuller
Rent-A-Center

Excellent customer service and always willing to help out when contact and efforts are made. Thank you to staff and company!

Gavin Fuller
Rent-A-Center

By far the best experience I have had. The staff greets you as soon as you enter the store. They make sure you leave satisfied. If they don’t have what you are looking for they are willing to shop around for you. The management team is amazing. Kadeem is very professional and has worked with me beyond measures. Thank you all for the wonderful experience.

Ariel Hankins
Rent-A-Center

We couldn’t have asked for better service. We were in a tight squeeze because our movers had not delivered our furniture and we had no beds to sleep on. RAC to the rescue! The store Manager made it a special point to pull together a team (himself included) to deliver mattresses/beds to our home so that we would be able to save the money of sleeping in another hotel room. Then on short notice when we did get word that the movers were delivering our furniture, he came back out and got the beds. We truly do appreciate the store and this team. They are a great representation of what Customer Service is all about

Patti Cook
Rent-A-Center

Wanna shout out to your new management for fixing my account. Her and her crew made sure I was treated right and got my account right. This is why I will forever choose y'all ❣️

Yasmein Brickhouse
Rent-A-Center

I have dealt with many many retail stores in my 56 years. I must say with all the negative reviews that I have seen lately about Rent A Center, that people are amazing. Why would you walk into a store and agree to purchase an item with no intentions of following thru with what is expected. This company allows and entrusts those of us that can't just walk in somewhere and get exactly what they want the chance to purchase whatever they choose. I personally appreciate the wonderful customer service that I have received from my Elizabeth City Store. Ashley and Kadeem go above and beyond to help me with anything I need. I am moving to Va Beach and I refuse to deal with any other store but my store in Elizabeth City. People who say bad things about this store are liars. I will continue to purchase everything I need for my new home from the Elizabeth City store even if it means I have to pick it up myself. I appreciate the excellent customer service I receive everytime I am in contact with them. They are the best. So... Ashley and Kadeem.... you have a good appreciative customer for life. You all make me feel special. Rent A Center Elizabeth City is the Bomb. Thanks guys. Love Miss Tamara. 😁♥️

Tamara Wescott
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Elizabeth City will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Elizabeth City

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Elizabeth City.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in North Carolina: what the law gives you

North Carolina has a specific rent-to-own statute (North Carolina Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Elizabeth City

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in North Carolina

Rent-to-own in Elizabeth City, answered

Elizabeth City, NC has 3 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Elizabeth City do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Elizabeth City offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Carolina requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Carolina regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Carolina are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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