VRTO

Rent to Own Stores in Billings, MT

Billings, MT has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. With a population of 117,116 and a median household income of $58,740 (Source: US Census Bureau, American Community Survey), Billings represents an underserved rent-to-own market. Rent-to-own transactions are legal and regulated in MT (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.4 ★ Avg Rating
139 Reviews

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Compare Rent-to-Own Stores in Billings, MT

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 4.4 73 reviews 1212 Grand Ave (406) 256-1840 Visit Website
Aaron's 4.3 66 reviews 1339 Grand Ave (406) 252-7777 Visit Website

Store Hours Today (Monday)

0 stores open now
3 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Billings.

“I just wanted to express my utmost appreciation for the incredible customer service I received at Rent-A-Center on Grand Ave. The team of sales associates there went above and beyond to help me, and their dedication truly exceeded my expectations. I highly recommend this specific location. Thank you to the amazing employees for making the entire process easy and enjoyable!"

Nicole Downey
Rent-A-Center

This place is my favorite place on earth. People may say its not the best route to go but these guys especially MIKE ! He's tha man! With that being said the man with the best crew! They have went above and beyond to be more than accommodating to me and my many questions. Thank you so much much for all you do for my family. MERRY CHRISTMAS AND HOPEFULLY A happy New Year!

firekitten love
Rent-A-Center

Dalliance was very helpful in getting me going with the product I needed for academic endeavors. He was exceptionally professional and efficient in his customer service.

Cynthia Parker
Rent-A-Center

Employee's were professional, friendly and fast!!! I can't thank you guys enough. Thanks

Kaedo
Rent-A-Center

I have never had an issue with them they are always so nice so polite and friendly. Always worked with me with any late payments and always empathic to my situation ( it’s been a lot of medical things happen the past two years) always let my boyfriend pay or discuss the account and never pushed to repo they would rather you keep the item then take it back like rent a center! Both gen managers were delightful and love Brice now he is amazing and more then happy to help you get on track then to take back the item great place great people and wonderful understanding! Definitely 10 out of 10 strongly recommend them for any big purchase!!!!!!

Lexy Adkins
Aaron's

We came back after a bad experience last year. The manager had told us over a year ago that we would be able to lease something with no money down and no first months payment if we wanted to give them another chance. Over a year later and they honored that offer. The people were so much better and nicer to deal with! Very happy and satisfied with this visit!

Ryanne Gustin
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Billings will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Montana, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Billings

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Billings.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Montana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

About Rent-to-Own in Billings

Find rent-to-own stores in Billings, MT. Compare pricing and options from local stores.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Billings

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Frequently Asked Questions About Rent-to-Own in Billings

Billings, MT has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Billings do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Billings offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Montana requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Montana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Montana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.