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Rent to own stores in Billings, Montana

3 rent-to-own stores serve Billings, MT, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 1 company in the Billings area serve Billings

Stores

The 3 rent-to-own stores in Billings, MT

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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3 stores shown · sorted by relevance

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Great Falls Butte Missoula Bozeman Havre

Compare 3 rent-to-own stores in Billings

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Billings, MT

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent-A-Center 4.4 75 reviews 1212 Grand Ave (406) 256-1840 Website: Rent-A-Center, 1212 Grand Ave
Aaron's 4.3 69 reviews 1339 Grand Ave (406) 252-7777 Website: Aaron's, 1339 Grand Ave
Rent-A-Center 4.2 86 reviews 125 S 24th Street W (406) 656-2078 Website: Rent-A-Center, 125 S 24th Street W

What customers are saying

Recent reviews from rent-to-own stores in Billings.

“I just wanted to express my utmost appreciation for the incredible customer service I received at Rent-A-Center on Grand Ave. The team of sales associates there went above and beyond to help me, and their dedication truly exceeded my expectations. I highly recommend this specific location. Thank you to the amazing employees for making the entire process easy and enjoyable!"

Nicole Downey
Rent-A-Center

I have been buying thingd from here repeatedly for 8 yrs. They have always taken care of my needs. Give me advice, respect me and always very personable. I love this place! I love the staff, I love the products, I love repair services! Keep up the great job!

Jodi Bench
Rent-A-Center

Dalliance was very helpful in getting me going with the product I needed for academic endeavors. He was exceptionally professional and efficient in his customer service.

Cynthia Parker
Rent-A-Center

This place is my favorite place on earth. People may say its not the best route to go but these guys especially MIKE ! He's tha man! With that being said the man with the best crew! They have went above and beyond to be more than accommodating to me and my many questions. Thank you so much much for all you do for my family. MERRY CHRISTMAS AND HOPEFULLY A happy New Year!

firekitten love
Rent-A-Center

I have been buying thingd from here repeatedly for 8 yrs. They have always taken care of my needs. Give me advice, respect me and always very personable. I love this place! I love the staff, I love the products, I love repair services! Keep up the great job!

Jodi Bench
Rent-A-Center

They approach when you walk in and direct you to what you are looking for then they make sure you're okay and will step back and not hover over you while you make decisions with your spouse . Very friendly staff in person and over the phone . Most definitely recommend this location due to such kindness in these employees .

Dakota Mariee
Rent-A-Center
Reviews from Google
Billings, MT

What renting to own in Billings looks like

3 rent-to-own stores serve Billings, MT, from 2 companies.

Stores here include Rent-A-Center (1212 Grand Ave), Aaron's (1339 Grand Ave), Rent-A-Center (125 S 24th Street W).

Montana regulates rent-to-own under Montana Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Billings will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Montana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Billings

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Billings.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Montana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Montana law

What Montana law gives you before you sign

Montana regulates rent-to-own under Montana Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Montana Rental-Purchase Agreement Act Mont. Code Ann. §§ 30-19-301 to 30-19-322
Disclosure requirements Must disclose total payments, total cost, cash price, payment schedule, early purchase option, and description of the property.
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

About rent-to-own in Billings

Find rent-to-own stores in Billings, MT. Compare pricing and options from local stores.

Nearby cities

Great Falls (3) Butte (2) Missoula (2) Bozeman (1) Havre (1) Helena (1) Kalispell (1)
All rent-to-own stores in Montana

Categories in Billings

Furniture(3) Appliances(3) Electronics(3) Computers(3) Mattresses(3) Smartphones(2) Gaming(3)

Counts are the stores in Billings carrying that category. A category no Billings store carries is not listed.

Renting to own in Billings, answered

There are 3 rent-to-own stores in Billings, MT, from 2 companies: Aaron's, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Billings do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Billings offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Montana requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Montana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Montana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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