VRTO

Rent to Own Stores in Missoula, MT

Missoula, MT has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in MT (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.1 ★ Avg Rating
150 Reviews

Compare 2 rent-to-own stores in Missoula

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Compare Rent-to-Own Stores in Missoula, MT

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 3.8 59 reviews 2230 N Reserve St (406) 542-1020 Visit Website
Aaron's 4.3 91 reviews 3490 S Reserve St (406) 542-8989 Visit Website

Store Hours Today (Monday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Missoula.

I absolutely love this place. I've bought a heated, vibrating recliner, 86"LG TV which I plan to exchange for a 85" Samsung TV at about the same monthly rate. A washer and dryer, TV stand, tables, and a TV stand with a false fire place in it. I am very happy with this place. You can buy used products for less money if you pay the same as cash rate and you have around 6 months to do it, all the while making payments dropping the same as cash balance, or you can pay the full duration and you are covered by their insurance. I'm very satisfied with your products and your services. Thank you. I was very creative when I bought the table, I put my reptile sanctuary on it. I protected it with plastic over it. Thank you.

Kelly Barry
Rent-A-Center

We have been with Rent a Center for many years. The customer service is amazing! Amber at the Missoula, Mt. store is one of my favorite sales people ever!! Dan is a great manager and is always helpful if I have any questions or concerns. Al deliveries have been prompt and professional. Our paperwork is a breeze online. We love the insurance coverage and feel protected when it comes to any purchase we have. There have been things that have happened and the insurance has been very helpful! Thank you! We look forward to seeing what the future of our furniture has in store!

Montanaholics YouTube
Rent-A-Center

Rent A Center has been a great place for me to buy items I normally wouldn't be able to purchase out right. They have worked excellently with me, if I had any payment problems. You just need to communicate with them. Over the years I've bought two sofa sets, two tvs, 3 phones, and a washer and dryer. I recommend RAC to all I encounter who look for somewhere that is a rent to own place.

Christopher Birdeau
Rent-A-Center

Great place to get what you need very friendly staff and professional delivery drivers

Tra Stockton
Aaron's

5/5☆ I have been going through aarons for almost 2 years now. They told me the price from the start (the price from start to finish) and it hasn't changed. Payments are manageable and they are so friendly and kind, friendly, and professional. Anytime I have issues they are here the same day to resolve the issue.on the other end of things I also rent from rent a scammed (I mean center) I go through them for different products. I was told a price at the beginning and almost a year later it somehow changed. They also are trying to scam on payments and are not professional. Long story short if your looking to choose between the two. Go through aarons your experience will be so much better.

Tiffany Abrahams
Aaron's

Friendly staff and very helpful in getting what I desire!

Andrew
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Missoula will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Montana, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Missoula

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Missoula.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Montana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Missoula

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Frequently Asked Questions About Rent-to-Own in Missoula

Missoula, MT has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Missoula do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Missoula offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Montana requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Montana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Montana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.