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Rent to own stores in Missoula, Montana

2 rent-to-own stores serve Missoula, MT, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 1 company in the Missoula area serve Missoula

Stores

The 2 rent-to-own stores in Missoula, MT

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Billings Great Falls Butte Bozeman Havre

Compare 2 rent-to-own stores in Missoula

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Missoula, MT

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Aaron's 4.2 90 reviews 3490 S Reserve St (406) 542-8989 Website: Aaron's, 3490 S Reserve St
Rent-A-Center 3.8 65 reviews 2230 N Reserve St (406) 542-1020 Website: Rent-A-Center, 2230 N Reserve St

What customers are saying

Recent reviews from rent-to-own stores in Missoula.

We have been with Rent a Center for many years. The customer service is amazing! Amber at the Missoula, Mt. store is one of my favorite sales people ever!! Dan is a great manager and is always helpful if I have any questions or concerns. Al deliveries have been prompt and professional. Our paperwork is a breeze online. We love the insurance coverage and feel protected when it comes to any purchase we have. There have been things that have happened and the insurance has been very helpful! Thank you! We look forward to seeing what the future of our furniture has in store!

Montanaholics YouTube
Rent-A-Center

My experience in the Missoula store is wonderful the people are wonderful 😊 ❤️ n

Lenee Willett
Rent-A-Center

I've had excellent experience with these people. I have bought quite a few products from them. I'm very satisfied. They are nice friendly people and they always help me set things up when they deliver them.

Kelly K
Rent-A-Center

I absolutely love this place. I've bought a heated, vibrating recliner, 86"LG TV which I plan to exchange for a 85" Samsung TV at about the same monthly rate. A washer and dryer, TV stand, tables, and a TV stand with a false fire place in it. I am very happy with this place. You can buy used products for less money if you pay the same as cash rate and you have around 6 months to do it, all the while making payments dropping the same as cash balance, or you can pay the full duration and you are covered by their insurance. I'm very satisfied with your products and your services. Thank you. I was very creative when I bought the table, I put my reptile sanctuary on it. I protected it with plastic over it. Thank you.

Kelly Barry
Rent-A-Center

My experience in the Missoula store is wonderful the people are wonderful 😊 ❤️ n

Lenee Willett
Rent-A-Center

5/5☆ I have been going through aarons for almost 2 years now. They told me the price from the start (the price from start to finish) and it hasn't changed. Payments are manageable and they are so friendly and kind, friendly, and professional. Anytime I have issues they are here the same day to resolve the issue.on the other end of things I also rent from rent a scammed (I mean center) I go through them for different products. I was told a price at the beginning and almost a year later it somehow changed. They also are trying to scam on payments and are not professional. Long story short if your looking to choose between the two. Go through aarons your experience will be so much better.

Tiffany Abrahams
Aaron's
Reviews from Google
Missoula, MT

What renting to own in Missoula looks like

2 rent-to-own stores serve Missoula, MT, from 2 companies.

Stores here include Aaron's (3490 S Reserve St), Rent-A-Center (2230 N Reserve St).

Montana regulates rent-to-own under Montana Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Missoula will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Montana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Missoula

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Missoula.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Montana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Montana law

What Montana law gives you before you sign

Montana regulates rent-to-own under Montana Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Montana Rental-Purchase Agreement Act Mont. Code Ann. §§ 30-19-301 to 30-19-322
Disclosure requirements Must disclose total payments, total cost, cash price, payment schedule, early purchase option, and description of the property.
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Billings (3) Great Falls (3) Butte (2) Bozeman (1) Havre (1) Helena (1) Kalispell (1)
All rent-to-own stores in Montana

Categories in Missoula

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2)

Counts are the stores in Missoula carrying that category. A category no Missoula store carries is not listed.

Renting to own in Missoula, answered

There are 2 rent-to-own stores in Missoula, MT, from 2 companies: Aaron's, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Missoula do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Missoula offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Montana requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Montana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Montana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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