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Rent to own stores in Union, Missouri

1 rent-to-own store serves Union, MO, and 1 of them is open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 1 company in the Union area serve Union

Stores

The 1 rent-to-own store in Union, MO

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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What customers are saying

Recent reviews from rent-to-own stores in Union.

They were amazing! They had all my stuff ready in one day brought it to my house and set it up looking awesome. Super nice and friendly and very knowledgeable. Would recommend these guys to anyone.

Donald Thomas
Rent One

Charles is down right the best guy to deal with on your rental needs. He was able to get me what I was wanting and went above and beyond. Will definitely recommend to my friends and family

Travis Clark
Rent One

They were great to deal with. My refrigerator was going out and I was waiting for repairs. In the meantime they rented me a refrigerator for a couple of weeks until mine gets fix. Charles was super super nice.

Nancy Douglas
Rent One

Absolutely love the deal they gave me when other places wanted me to buybthe whole bedroom suit the allowed me to purchase only the bed and box spring to be able to utilize what I already had instead of selling me something.I did not need and I absolutely love the bad they chose for me.The deal was superb.The delivery was on time and the payments were right

Christopher Gerritsen (Memphis)
Rent One

Charles and his team successfully led me to ownership of 2 mattresses last week. Thanks for helping us get a better night sleep at a better price.

Dusty Ray
Rent One
Reviews from Google
Union, MO

What renting to own in Union looks like

1 rent-to-own store serves Union, MO, from 1 company.

Stores here include Rent One (116 Union Plaza Drive).

Missouri regulates rent-to-own under Missouri Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Union will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Missouri, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Union

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 store in Union.

Compare stores side by side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Missouri has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Missouri law

What Missouri law gives you before you sign

Missouri regulates rent-to-own under Missouri Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Missouri Rental-Purchase Agreement Act Mo. Rev. Stat. §§ 407.652 to 407.666
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, description of property, payment schedule, and the early purchase...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Warrenton (2) Washington (2) Springfield (8) Joplin (4) Kansas City (4) Neosho (4) Cape Girardeau (3) Farmington (3)
All rent-to-own stores in Missouri

Categories in Union

Furniture(1) Appliances(1) Electronics(1) Computers(1) Mattresses(1) Smartphones(1) Gaming(1) Tires & Wheels(1)

Counts are the stores in Union carrying that category. A category no Union store carries is not listed.

Renting to own in Union, answered

There are 1 rent-to-own store in Union, MO, from 1 company: Rent One. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Union do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Union offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Missouri requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Missouri regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Missouri are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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