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Rent to own stores in St. Louis, Missouri

6 rent-to-own stores serve St. Louis, MO, and 6 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 6 rent-to-own stores in St. Louis, MO

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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6 stores shown · sorted by relevance

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Florissant Saint Louis St Louis O Fallon Arnold

Compare 6 rent-to-own stores in St. Louis

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in St. Louis, MO

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent One 4.6 137 reviews 91 North Oaks Plaza (314) 382-6666 Website: Rent One, 91 North Oaks Plaza
Rent One 4.5 206 reviews 3345 S Kingshighway Blvd (314) 481-6666 Website: Rent One, 3345 S Kingshighway Blvd
Rent One 4.5 126 reviews 1461 Dunn Road (314) 868-9955 Website: Rent One, 1461 Dunn Road
Rent One 4.3 118 reviews 7947 Page Ave (314) 727-8888 Website: Rent One, 7947 Page Ave
Rent-A-Center 3.9 93 reviews 3405 Gravois Ave (314) 664-6464 Website: Rent-A-Center, 3405 Gravois Ave
Aaron's 3.8 100 reviews 10740 W Florissant Ave (314) 521-4050 Website: Aaron's, 10740 W Florissant Ave

What customers are saying

Recent reviews from rent-to-own stores in St. Louis.

Very professional group of people, love the options, and the payment program is awesome 👍😎 and let me tell you,,,,, the showroom is fantastic! Got a real nice pre-owned set of black 5 star 20s..

Dan Buechner
Rent One

I'm now renting a deep freezer very pleased I rate you a 5

Anita Hayes
Rent One

Absolutely amazing customer service. So happy with my new couch and everyone was so helpful. Highly recommended this place

Kassee Campbell
Rent One

Very professional group of people, love the options, and the payment program is awesome 👍😎 and let me tell you,,,,, the showroom is fantastic! Got a real nice pre-owned set of black 5 star 20s..

Dan Buechner
Rent One

I agree with the review from Gemini and can attest to the fact that this location is the best in St. Louis! The entire staff is professional and very hard workers. They will get the job done when they say it is going to be done. The manager is polite, kind and very clear about what to expect when you rent from them. He explains clearly options and takes the time to welcome you to Rent One. They really need to be acknowledged for ALWAYS doing a great job. if I could give them a 10 I would. The store is in perfect condition and the items are definitely in great shape. I love this store and how Mr. Hinton , the store manager is running it. There's also Ms. Chevet who is always very pleasant and is very professional. Kudos to this entire team. Please acknowledge this store as the BEST in St. Louis!! Ms.E. McCrary..... I am looking forward to doing more business with this store! t Thank you! Oooops, and I definitely cannot leave out the 2 delivery guys who made it happen!! I'm sorry I cannot remember their names, but on both occasions they were AWESOME!!!!

Liz Mccrary
Rent One

I have enjoyed dealing with this company very helpful and super nice. I had two guys deliver bed frame for my Sons room they had never put them together before! And they were not upset about how long it took to get it done and they did it right! Truly appreciate it! I would definitely recommend this company!❤️❤️❤️❤️❤️

Felicia Roberts
Rent One
Reviews from Google
St. Louis, MO

What renting to own in St. Louis looks like

6 rent-to-own stores serve St. Louis, MO, from 3 companies.

Stores here include Rent One (91 North Oaks Plaza), Rent One (3345 S Kingshighway Blvd), Rent One (1461 Dunn Road), Rent One (7947 Page Ave), Rent-A-Center (3405 Gravois Ave).

Missouri regulates rent-to-own under Missouri Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in St. Louis will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Missouri, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in St. Louis

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 6 stores in St. Louis.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Missouri has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Missouri law

What Missouri law gives you before you sign

Missouri regulates rent-to-own under Missouri Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Missouri Rental-Purchase Agreement Act Mo. Rev. Stat. §§ 407.652 to 407.666
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, description of property, payment schedule, and the early purchase...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

About rent-to-own in St. Louis

Find rent-to-own stores in St. Louis, MO. Compare pricing and options from local stores.

Nearby cities

Florissant (3) Saint Louis (3) St Louis (3) O Fallon (2) Arnold (1) Breckenridge Hills (1) Crystal City (1) Fenton (1)
All rent-to-own stores in Missouri

Categories in St. Louis

Furniture(6) Appliances(6) Electronics(6) Computers(6) Mattresses(6) Smartphones(5) Gaming(6) Tires & Wheels(4)

Counts are the stores in St. Louis carrying that category. A category no St. Louis store carries is not listed.

Renting to own in St. Louis, answered

There are 6 rent-to-own stores in St. Louis, MO, from 3 companies: Aaron's, Rent One, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in St. Louis do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in St. Louis offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Missouri requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Missouri regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Missouri are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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